USDA VS FHA in Slippery-Rock, Butler County, PA

In 2026, the USDA loan limit for Slippery-Rock, located in Butler county, PA, is set at $285,000. The FHA limit for a single-family residence, in contrast, is $356,362.

The Lendersa® USDA loan calculator is a great tool to compare the current USDA and FHA rates, determining the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side to determine which program best suits your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Slippery-Rock, Butler, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Choices in Slippery-Rock, PA

Lendersa® is committed to securing the best USDA or FHA loan for you quickly and without any hassle. You can select from three starting points that match you with lenders offering USDA loan programs.

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Understanding a USDA Loan in PA

The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, and is specifically for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage allows a zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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