USDA VS FHA in Slippery-Rock, Butler County, PA

In 2026, the USDA loan limit for Slippery-Rock, located in Butler county, PA, is set at $285,000. The FHA limit for a single-family residence, in contrast, is $356,362.

The Lendersa® USDA loan calculator is a great tool to compare the current USDA and FHA rates, determining the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side to determine which program best suits your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Slippery-Rock, Butler, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Choices in Slippery-Rock, PA

Lendersa® is committed to securing the best USDA or FHA loan for you quickly and without any hassle. You can select from three starting points that match you with lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding a USDA Loan in PA

The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage, and is specifically for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage allows a zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Slippery-Rock Lenders

  • SRU FEDERAL CREDIT UNION
  • 100 Arrowhead Drive, Slippery Rock, PA, 16057
  • Lends in Pennsylvania
  • SRU Federal Credit Union is committed to providing exceptional, personalized service and promoting sound financial practices while maintaining a secure and stable environment for the economic well-being of our members.

    SRU Federal Credit Union began in 1958 as the Slippery Rock State Teachers College Federal Credit Union.

  • Mercer County State Bank
  • 712 West Main Street, Grove City, PA, 16127
  • Lends in Pennsylvania
  • We are an independent financial services company dedicated to the highest level of personal service in all that we do. We are a true community bank with locations throughout Mercer, Crawford, Butler & Venango Counties. For over a century we remain safe, sound and secure. Stop in today and see how we can help you with all of your financial, lending

  • Grove City Area Federal Credit Union
  • 1600 S Center Street Extension, Grove City, PA, 16127
  • Lends in Pennsylvania
  • The Grove City Area Federal Credit Union is a member owned not-for-profit financial institution. The Credit Union is striving to provide desired financial services and facilities to its members to the best of our ability by offering competitive rates on all our services while maintaining growth and financial stability.

  • Professional Mortgage Group
  • 433 Shady Dr., Grove City, PA, 16127
  • Lends in Pennsylvania
  • Professional Mortgage Group was established in 1998. We continue to provide personalized service for those interested in purchasing a home or refinance their current mortgage. Here you can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals.

  • BUTLER COUNTY TEACHERS FEDERAL CREDIT UNION
  • 112 Campus Lane, Butler, PA, 16001
  • Lends in Pennsylvania
  • The Butler County Teachers Federal Credit Union is a non-profit, member-owned credit union that offers savings and loan options to employees of the schools in Butler County and their family members. We are currently located in the old tax office in the Butler Administration Building.

  • Keystone Home Mortgage, LLC
  • 1768 N Main St. Ext, Suite 2, Butler, PA, 16001
  • Lends in Pennsylvania
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Here at Keystone Home Mortgage we strive to make the home-buying process as pain free and informative as possible.

  • Serenity Mortgage, LLC
  • 223 Homewood Drive, Butler, PA, 16001
  • Lends in Pennsylvania
  • The company name and lighthouse icon were chosen to reassure Serenity Mortgage customers that this can be a peaceful process, and you don’t have to be in it alone. The way the lighthouse is used to guide and direct the mariner out at sea, is the same philosophy John uses in the mortgage business.

  • Hometown Select Mortgage LLC
  • 389 Evans City Rd, Butler, PA, 16001
  • Lends in Pennsylvania
  • HTS Mortgage Company is a mortgage company based in Pennsylvania. We work with various types of loans, such as construction loans, home equity loans, home purchase, home loans, construction as well as commercial lending. We are a company that offers excellence in customer relations and we work to make sure that our clients are fully satisfied.

  • Shenango China Area Federal Credit Union
  • 2656 Ellwood Road, Suite 1, New Castle, PA, 16101
  • Lends in Pennsylvania
  • SCA Federal Credit Union, formerly known as Shenango China Area FCU, was established in 1935. We currently have 2450 members. We have one office located at 2656 Ellwood Road, Suite 1, New Castle, PA 16101. SCA Federal Credit Union has a dedicated Board of Directors consisting of volunteers elected by the members.