USDA and FHA Pro and Con in Pulaski, Lawrence County, PA

In the year 2025, the USDA loan ceiling in Pulaski, within the county of Lawrence, PA, is $336,500, whereas the FHA cap for a single-family home is $472,030.

To check today's leading USDA versus FHA rates, use the Lendersa® USDA loan calculator. It helps you assess the income, credit requirements, reserves, and documentation necessary for eligibility. With our advanced mortgage tool, compare USDA, FHA, Conforming, and VA programs side by side, guiding you to choose the best option for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Pulaski, Lawrence County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Pulaski, PA

The aim of Lendersa® is to help you secure the most suitable USDA or FHA loan efficiently. Choose from our three starting options to connect with matching lenders and USDA loan programs.

Results of Lendersa USDA loan requests and matching

Explaining USDA Loans in PA

A USDA home loan, endorsed by the U.S. Department of Agriculture, is also called a USDA rural development loan or a USDA mortgage. It is exclusively available in rural neighborhoods. Unlike FHA loans that need a minimum 3.5% down payment, the USDA loans allow no down payment, offering a distinct advantage for eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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