In the year 2026, the USDA loan limit for Middletown, located in Dauphin county, PA, is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to explore today's best USDA versus FHA rates. Establish the income, credit score, reserves, and documents you need for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The primary goal of Lendersa® is to swiftly provide you with the best USDA or FHA loans without inconvenience. Choose from three starting options leading to matching lenders and USDA loan programs.
A USDA home loan is essentially a government-backed mortgage by the Department of Agriculture, often known as a USDA rural development loan, and is available exclusively in rural settings. Unlike FHA loans needing at least a 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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