As of 2026, the USDA loan limit in Middletown, located within Delaware County, PA, is $381,800, while the FHA cap for a single-family home stands at $529,000.
Utilize the Lendersa® USDA loan calculator to explore today's best USDA versus FHA rates, assessing income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA side by side, helping you determine which program in is best suited to your financial needs.
2026 Loan Limits and Down Payment Requirements in Middletown, Delaware County, PA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
USDA & FHA Loan Options in Middletown, PA
The mission of Lendersa® is to swiftly provide the most beneficial USDA or FHA loan options without difficulty. Choose one of three starting points, and the result will be matched lenders and suitable USDA loan programs.
The USDA home loan, endorsed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement.
4515 Seton Center Parkway, Suite 165, Austin, TX, 78759
Velocity Credit Union is a full-service financial institution that provides our community unique value through a personalized local banking alternative. The credit union was originally chartered in 1947 as Austin Municipal Federal Credit Union to serve City of Austin employees. In 1998, we moved from a federal to a state charter,
Austin Telco Federal Credit Union has been serving the Austin Area since 1941 and is a strong and safe financial institution with over $2 billion in assets.
Austin Telco Federal Credit Union is a member owned, non-profit financial cooperative committed to serving our members with an array of high quality products and services.
9737 Great Hills Trail, Suite 200 & 220, Austin, TX, 78759
At SNMC, our mission is to provide a variety of sustainable loan programs, great rates, and most importantly, trustworthy loan professionals to guide you through the process and make it as simple as possible. In the mortgage business since 1993, we currently operate 80 professional branch offices across the United States
12731 Research Blvd, Bldg A, Suite 100, Austin, TX, 78759
"Capital City Mortgage is a mortgage brokerage company based in Austin, Texas. We have partnered with the biggest and the best financial institutions to achieve this goal. With access to over 50 investors/financial institutions, we are able to provide our borrowers with the best interest rates available in the market."
8834 N Capital of Texas Hwy, Suite 150, Austin, TX, 78759
JB Mortgage Group is a residential mortgage lender homegrown in Texas. We focus on excellent communication, cutting edge technology, and 5-star customer service. Advising our clients through every step of the home buying process is our top priority. Our experienced team is your personal loan concierge.
11673 Jollyville Rd, Suite B101, Austin, TX, 78759
Austin Home Mortgage is the quickest and most convenient way to search for your best financing options. Our reputation is driven by our ability to provide low rates, innovative financing options, and a high level of service that will exceed your expectations. We have the resources to fulfill all your home financing needs
4926 Spicewood Springs Road, Suite 100, Austin, TX, 78759
First American Mortgage was founded in Austin, TX in 1990. We are a locally owned mortgage broker offering hundreds of different loan products from over 40 different lenders. This allows us to provide our customers with the best mortgage loan to suit their needs at the lowest interest rate available.
11824 Jollyville Road, Suite 503, Austin, TX, 78759
Abundance Home Mortgage has been assisting their customers and the community for over 10 years. Our business is 100% referral and repeat customers. We strive to provide first class service with competitive rates in fees. We offer conventional, Jumbo, FHA, VA and USDA financing. We also offer home equity loans and rate and term refinances.
University Federal Credit Union is a not-for-profit, credit union. To put it simply, we’re a financial institution owned by, dedicated to, and always working for our Members. We deliver fair and honest products and outstanding service. That’s why we’re Austin’s largest locally-owned financial institution.
It can be a big undertaking to buy a new house or refinance your mortgage loan.Let us help you find the loan program that's the right fit for you.We have a team of professionals to guide you through this important financial decision.For assistance in finding the appropriate loan program for your unique situation,please contact us at (512) 731-8607.
9009 Mountain Ridge Dr, Suite 210, Austin, TX, 78759
Highlander Mortgage is a full-service mortgage company and we are still going strong today by providing you with the lowest mortgage rates you’ll find anywhere. We have a very simple operation with low overhead, so we are able to deliver the best possible service at the lowest possible price.
9050 N Capital of Texas Hwy Bldg 3 ste 130, Austin, TX, 78759
Streamline Funding’s mission has been to empower real estate investors in Texas by providing the resources and expertise to grow their businesses. Our people have built a network of real estate entrepreneurs across the state who continue to achieve unprecedented growth and turn amazing ideas into reality
