USDA and FHA Pro and Con in Thornbury, Delaware County, PA

For 2025, the USDA loan limit in Thornbury, located in the county of Delaware, PA, amounts to $381,800. In contrast, the FHA limit for a single-family home is set at $529,000.

Leverage the Lendersa® USDA loan calculator to analyze today’s top USDA and FHA rates, determining the income, credit score, reserves, and documents necessary for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to decide which program suits your financial needs in best.

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2025 Loan Limits and Down Payment Requirements in Thornbury, County of Delaware, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Programs in Thornbury, PA

The aim of Lendersa® is to quickly connect you with the best USDA or FHA loans, hassle-free. Choose from three starting points to find matching lenders and explore USDA loan opportunities.

Lendersa USDA loan request and matching results

What is a USDA Loan in PA?

A USDA home loan, often called the USDA rural development loan or USDA mortgage, is a government-backed mortgage provided by the Department of Agriculture, available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Swiftlend.com Mortgage
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  • Swiftlend.com Mortgage is the local mortgage company clients come for cutting edge mortgage rates with great service and knowledge of the local market. We specialize in Condominium Financing, Conventional, FHA and Private mortgages. We’ve been true to this commitment since our inception and continue to provide great.
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  • At Gulf South Mortgage, you are more than just a number to us. We are locally owned and offer unmatched customer service by providing a more personal experience. Our staff will guide you from the initial consultation through the loan closing. You will experience an open line of communication
  • Gulf Coast Community Federal Credit Union
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  • At Gulf Coast Community Federal Credit Union, we want to know what our members have to say. So if you have questions, comments, constructive feedback, or praise, don't be shy! Give us a call, swing by, or contact us via email using this handy form. We offer a wide range of financial services to help you chase your dreams with confidence
  • United Consumers Credit Union
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  • Since 1941, United Consumers has been providing its members with an alternative to increasingly expensive banking services. The credit union is a not-for-profit financial institution owned by the members who join. Benefits of membership include lower rates on loans, higher rates on investments
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  • Central Communications Credit Union (originally Telephone Employees Credit Union) was founded in 1934 to serve the financial needs of area telephone employees. Since that time, CCCU has grown to serve many other outstanding companies, including HNTB, AT&T and Faultless Linen Supply, just to name a few.
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  • "At Community Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use ""common sense"" & will help you obtain the best loan possible. Purchasing a home is probably one of the biggest investments you'll make in your lifetime. We are with you every step
  • Community Mortgage, LLC
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  • At Community Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
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  • Stock Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools