USDA and FHA Pro and Con in Thornbury, Delaware County, PA

In 2025, USDA loan limit in Thornbury, county of Delaware, PA is $381,800 while FHA limit is $529,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Thornbury, county of Delaware, PA

Loan Type Loan Limit Down payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Thornbury, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • FORUM Credit Union
  • 11313 USA Parkway, Fishers, IN, 46037
  • FORUM Credit Union is a financial cooperative providing products and services to meet the needs of our members with innovation and care. FORUM provides services such as free checking accounts, free online bill pay, home equity loans, mortgages, business accounts and auto loans. We offer convenient branch locations in the Indianapolis area.
  • Integrity Mortgage Group
  • 12242 E. 116th Street, Suite 200, Fishers, IN, 46037
  • Integrity Mortgage Group also uses state-of-the-art technology including the ability to apply directly online or on our mobile app, pull your own credit report, and also receive e-mailed Loan Milestone Updates throughout the loan process letting you know the current status and what to expect next.
  • Bottom Line Mortgage
  • 10185 Red Tail Drive, Fishers, IN, 46037
  • Bottom Line Mortgage, where we specialize in residential mortgages. At Bottom Line Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks.
  • Castle Mortgage Corp.
  • 11501 N. Cumberland Road, Suite 300, Fishers, IN, 46037
  • At Castle Mortgage Corp., our mortgage professionals provide the one-on-one guidance you deserve when it comes to purchasing or refinancing a home. We provide conventional and non-conventional mortgage loan options to help clients with all types of budgets and goals. Our mortgage professionals are well-connected in the community
  • Bildwise
  • 10100 Lantern Rd #125, Fishers, IN, 46037
  • Bildwise provides the tools for fix/flip & buy/hold type investment strategies. We connect remote investors with fully vetted and proven contractors, then we coordinate all parties involved in the rehab project. We assist you throughout the rehabilitation and/or renovation project. Our coordinators are your boots on the ground.
  • Rabun County Bank
  • 121 Rickman St, Clayton, GA, 30525
  • Rabun County Bank is a hometown bank with a strong commitment to exceeding our customer’s expectations. We want to be the best. Our customers want to bank with the best. Our employees want to work for the best. Our shareholders want to own a part of the best. We will strive to be the best in all that we do.
  • Interra Credit Union
  • 300 W Lincoln Ave, Goshen, IN, 46526
  • At Interra Credit Union, we believe it is important to give life to the words – to “walk the talk” in the products and services we provide and in the way we serve our members. We believe that we are also part of a “bigger picture” in the credit union movement. And, we believe we need to give back to our communities for the privilege
  • AMERICAN MORTGAGE AND FINANCIAL SERVICES, LLC
  • 216 N Main Street, Goshen, IN, 46526
  • American Mortgage & Financial Services LLC has been a licensed Indiana Mortgage Company since October of 1996 and offers the most competitive mortgage rates and programs in Michiana. American Mortgage & Financial Services offers many different types of mortgages including fixed rate & adjustable rate mortgages for new home purchases
  • Katahdin Trust Company
  • 11 Main Street, Patten, ME, 04765
  • Katahdin Trust is built on our heritage of commitment to the growth of the communities we serve. In our role as a true community bank, Katahdin Trust and its employees have long been recognized for our commitment to giving back to the communities that we serve. We are very proud that our commitment to communities is so extensive.
  • Jefferson Financial Services, Inc.
  • 5618 Bardstown Rd, Louisville, KY, 40291
  • Since 1998 it has been our the mission of Jefferson Financial Services to provide auto, vacation, hardship and personal loans for any reason. Our friendly, knowledgeable and professional team work to help people that can’t get a loan with a conventional loan institution. We understand that unexpected hardships happen in peoples lives.