USDA Vs. FHA your options comparison in Edgmont, Delaware County, PA

In 2025, the USDA loan limit for Edgmont in Delaware county, PA, is set at $381,800. Meanwhile, the FHA limit for a single-family home is $529,000.

Use the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, determining needed income, credit, reserves, and documents. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding in deciding which program suits your financial position best in .

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Loan Limits and Downpayment Requirements for 2025 in Edgmont, Delaware County, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Edgmont, PA

Lendersa® aims to secure the optimal USDA or FHA loan quickly and without hassle. Choose from one of the three starting points below to connect with matching lenders and explore USDA loan programs.

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Understanding USDA Loans in PA

The USDA home loan, endorsed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. It is exclusively available in rural areas and, unlike FHA loans, requires no down payment, whereas FHA loans require at least 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Zenith Lending
  • 5185 S. Durango Drive, Unit 2, Suite 101, Las Vegas, NV, 89113
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • All Western Mortgage Inc.89113
  • 8345 W Sunset Rd, Suite 380, Las Vegas, NV, 89113
  • At All Western Mortgage, we leverage our talent and resources to reinvent our industry, continuously striving to be recognized as a leader in the mortgage business. We always aspire to provide superior service combined with innovative loan programs to ensure the greatest value for our customers, creating a “Client for Life”.
  • Sandstone Home Loans
  • 5155 S Durango Dr, Suite 102, Las Vegas, NV, 89113
  • Sandstone Home Loans provides access to home loans for homeowners seeking to consolidate debt, shorten their current loan term, or just lower their current interest rate. As well we work with home buyers, whether they are a first-time home buyer or a seasoned investor. We will work with a customer from the beginning stages.
  • All Western Mortgage
  • 8345 W. Sunset Rd. #380, Las Vegas, NV, 89113
  • We are committed to serving the needs of borrowers, real estate professionals and loan officers alike, as we uphold the highest ethical standards and treat our clients and business partners with the utmost respect and honesty. We take our commitments seriously and do the right thing without compromise.
  • Meadows Bank
  • 8912 Spanish Ridge Ave, Suite 100, Las Vegas, NV, 89148
  • Meadows Bank was founded in 2008 in Las Vegas, Nevada. MEADOWS BANK is a business incorporated with Washington State Secretary of State. The Unified Business Identifier (UBI) is #604064298. The business address is 8912 Spanish Ridge Ave, Suite #100, Las Vegas, NV 89148-1311, USA. The business type is FOREIGN PROFIT CORPORATION.
  • Bank of George Las Vegas
  • 9115 West Russell Road, Suite 110, Las Vegas, NV, 89148
  • Bank of George opened on September 24, 2007 as a full service, traditional, community bank focusing on business and professional clients in Southern Nevada. We believed the needs of our clients were better served by a small community bank— and though we have grown and now lend to businesses in more than 30 states
  • Empire Mortgage
  • 6180 Brent Thurman Way, Suite 200 - A, Las Vegas, NV, 89148
  • At Empire Mortgage, our focus is our clients! We strive to understand your unique situation in order to tailor fit your mortgage options. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • Modern Finance LLC
  • 6069 South Fort Apache Road, Suite 130, Las Vegas, NV, 89148
  • Modern Finance Modern Finance is dedicated to providing the best service and consultation for clients trying to obtain or refinance a loan and also Modern Finance L.L.C. is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity