USDA VS FHA in Edgmont, Delaware County, PA

In 2025, the USDA loan limit for Edgmont in Delaware county, PA, is set at $381,800. Meanwhile, the FHA limit for a single-family home is $529,000.

Use the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, determining needed income, credit, reserves, and documents. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding in deciding which program suits your financial position best in .

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Loan Limits and Downpayment Requirements for 2025 in Edgmont, Delaware County, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Edgmont, PA

Lendersa® aims to secure the optimal USDA or FHA loan quickly and without hassle. Choose from one of the three starting points below to connect with matching lenders and explore USDA loan programs.

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Understanding USDA Loans in PA

The USDA home loan, endorsed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. It is exclusively available in rural areas and, unlike FHA loans, requires no down payment, whereas FHA loans require at least 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • FARM BUREAU FAMILY CREDIT UNION
  • 7373 West Saginaw Highway, Lansing, MI, 48917
  • Farm Bureau Family Credit Union was chartered in December 1933 as a member-owned financial institution to serve the employees of the Michigan Farm Bureau Family of Companies, their family members, and Farm Bureau members statewide. Our field of membership includes: Michigan Farm Bureau members Farm Bureau Insurance of Michigan customers
  • US Capital Mortgage Partners
  • 1300 N. Waverly Rd, Lansing, MI, 48917
  • Our mission at US Capital Mortgage Partners is to provide personal, caring mortgage solutions for every potential homeowner that gives us the opportunity. We are committed to build meaningful relationships with our customers through finding the best products with a competitive rate and excellent customer service.
  • Glacier Financial
  • 7200 W Saginaw Hwy, Lansing, MI, 48917
  • Glacier Financial was established in 2001, & has quickly earned the respect of the entire community by becoming the area’s leading mortgage provider throughout central Mi. By offering our customers top notch service along with the area’s lowest interest rates, Glacier Financial has been recognized as the #1 residential mortgage company in Mid Mi.
  • Secured Advantage Federal Credit Union
  • 116 NE Main Street, Simpsonville, SC, 29681
  • Secured Advantage Federal Credit Union was first organized in 1959 by a group of Cryovac employees. In 1998, when the brand packaging solutions company was acquired by Sealed Air Corp, the credit union expanded to serve the larger multinational corporation specializing in food care, product protection and healthcare solutions.
  • SC Home Loans
  • 124 Creek Shoals Dr, Simpsonville, SC, 29681
  • SC Home Loans is a local, family owned company with a mission to serve our community. We believe the rates and fees offered by banks and other financial institutions can be excessive. Our desire is to help you navigate the complexity of today's mortgages, because we understand the needs of South Carolina families.
  • United Financial Credit Union
  • 1026 W. Midland Road, Auburn, MI, 48611
  • Welcome to United Financial Credit Union, established in 1964, your full-service, not-for-profit financial cooperative. We are owned and operated by members – so we comprise a family-like organization. Credit Union, established in 1964, your full-service, not-for-profit financial cooperative.
  • Simplified Mortgage Solutions, LLC
  • 3125 Hebron Drive, Suite 101, West Columbia, SC, 29169
  • SMS we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan
  • Citizens Commerce
  • PO Box 1028, Versailles, KY, 40383
  • Citizens Commerce Bank in 1996. We expanded into Franklin County in 2007, Jessamine County in 2009 and Fayette County in 2018. As we have grown, we always remember one of our greatest strengths is our ability to do business with people we know and to make decisions locally. We believe in giving back to the communities we serve through sponsorships.