USDA and FHA Pro and Con in Mount-Oliver, Allegheny County, PA
For 2025, the USDA loan limit in Mount-Oliver, within Allegheny county, PA, is set at $285,000, while the FHA limit for a single-family home stands at $356,362.
Leverage the Lendersa® USDA loan calculator to explore and compare today's optimal USDA versus FHA rates, identifying the income, credit requirements, reserves, and needed documents for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting your decision on the best program in for your financial scenario.
2025 Loan Limits and Down Payment Requirements in Mount-Oliver, Allegheny County, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Possibilities with USDA and FHA Loans in Mount-Oliver, PA
Lendersa® aims to swiftly provide you with the most suitable USDA or FHA loans, eliminating the hassle. Choose from three starting paths designed to match you with lenders and suitable USDA loan programs.
A USDA home loan, secured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural neighborhoods. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans do not mandate any down payment, offering a distinct advantage for rural buyers.
Ladysmith Federal Savings and Loan Association first opened its doors in 1934. We began with a small staff of only one whose main charter as an association was to provide mortgages, savings accounts, certificates of deposit and share loans.Today, Ladysmith Federal is a thriving, full-service financial institution with a staff of 12 and an active Bo
Desoto Home Mortgage (Brad Walker) is a LOCALLY OWNED & OPERATED Mortgage Company located in Southaven, MS. (Licensed in Mississippi & Tennessee -NMLS# 1248883) You name it, Desoto Home Mortgage can do it. We have GREAT RATES, and HUNDREDS OF MORTGAGE LOAN PROGRAMS to meet your homeownership needs
River Region Credit Union is a financial cooperative, owned and operated by its members, existing to encourage growth and better service through education and membership participation. The Credit Union will offer regular savings at competitive rates, promote thrift, quality loans at reasonable rates.
Triangle Federal Credit Union was chartered in 1959 under the name of Columbus Air Force Base Federal Credit Union to serve the active and retired military personnel of CAFB. More than 60 years later, our home office remains on CAFB where we proudly continue serving those who serve.
We now offer Mobile Deposit Capture and encourage our mobile banking customers to check it out on your mobile device. Or, you may contact one of our customer service representatives for more information on the features of the product, such as how to enable Touch ID, etc. Our customers have requested this product
At First Bank, our mission and values are behind everything we do.
We deliver the financial solutions YOU need!
Since 1864 our priority has been to our customers.
Our doors are open to serve you and to meet your individual financial needs, you are our customers, but you are also our friends and neighbors.
UNITE Credit Union provides financial services to employees, students, alumni and families of the University of Northern Iowa and Cedar Falls Community School District. Members also include employees, retirees and families of MidAmerican Energy, Greco Financial and Nagle Signs. UNITE is federally insured by the National Credit Union Association.
CFCCU was originally chartered in 1958 as a member-owned financial co-operative serving the needs of a local machinists union. Membership was extended to other groups of employees over the years until in 1982, CFCCU received a community charter. Our current field of membership includes individuals who live or work in 7 Iowa counties.
Shelter Insurance Federal Credit Union was chartered by the State of Missouri in 1958 to serve its members in financial matters—to promote thrift among members by providing an opportunity to accumulate savings and a source of credit at fair and reasonable rates. The Credit Union received a federal charter in 1979,
We are not a bank. We are member–based. When you work for your members, you deliver a completely different experience. At Missouri Credit Union, our members matter and we’re committed to seeing them and their money do more. Serving central Missouri, with branches in Columbia and Jefferson City.
