USDA Vs. FHA Pro and Con comparison in North-East, Erie County, PA
For the year 2025, the USDA loan ceiling in North-East, located in the county of Erie, PA, is set at $285,000, whereas the FHA loan ceiling for a single-family dwelling is at $356,362.
Utilize the Lendersa® USDA loan calculator to contrast current USDA and FHA top rates, helping you assess the income, credit, reserves, and documents required to qualify. With our cutting-edge mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans alongside each other to understand which plan in aligns best with your unique financial needs.
2025 Loan Limits and Down Payment Requirements in North-East, Erie, PA
Type of Loan
Maximum Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Solutions in North-East, PA
Lendersa® aims to secure the optimal USDA or FHA loan for you swiftly and effortlessly, without any stress. Begin with one of three steps that match you with the suitable lenders and USDA loan solutions.
A USDA home loan, secured by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require no down payment.
NorthSide Group was formed in 2008 by the merger of two local financial firms owned and operated by Carmen and Stan Smith. Whether you are buying a home or refinancing, anywhere in Mount Airy, NC. We are committed to helping you realize and achieve your dream of homeownership, save on your current payment or get the most equity out of your home.
1311 U.S. Route 302-Berlin, Suite 700, Barre, VT, 05641
As part of our current evolution, Green Mountain Credit Union is proud to showcase our new website. We now have the tools to bring you the most up to date information regarding activities, events, and the products and services we deliver to our members – all in an attractive and user-friendly mobile-responsive web interface.
802 Credit Union We offer a variety of mortgage programs to fit your buying, building or refinancing needs. As your trusted partner, our experienced mortgage staff will help find the best program for you, including 10, 15, and 30 year fixed, adjustable rate mortgages and construction loans.
Academy Mortgage, we believe that the American Dream is built upon sustainable homeownership. We recognize that what we do has a noble purpose and that we exist to make homeownership a reality for as many people as possible. It is our privilege to be a part of such an important milestone in our customers’ lives
The Synergy Partners Credit Union has a great history behind it. Founded in 1935 as the Republic Steel Employees Credit Union of South Chicago, the credit union grew primarily on the strength of the steel industry. This lasted for over fifty years.
In 1985 the credit union changed its name to the Calumet Region Credit Union.
Hampton Roads Educators Credit Union, Inc. was chartered on March 10, 1954, when several educators saw the need for a financial institution that could assist school employees. These visionaries came together, and under the direction of Laura W. Twyford, the Hampton Education Association Credit Union was formed.
Originally chartered in 1919 as the Brownstown Loan and Trust Company, The Peoples Bank was formed in 1965 with the merger of the Brownstown Loan and Trust Company and the First National Bank of Brownstown.
The Peoples Bank remains a locally owned community bank serving all of Jackson County with offices in Brownstown, Crothersville and Seymou
Illiana Financial was organized in 1936 by a small group of employees working at Illinois Bell Telephone Company, a subsidiary of American Telephone & Telegraph (A.T.&T.). These volunteers formed the credit union with the philosophy of helping each other by pooling their resources together in order to loan money to each other in times of need.
Heights Auto Workers was founded in 1956. It was a credit union formed for the workers of Ford Motor Company. Since that time we have grown to over $34 million in assets & have expanded our membership. we still believe in the credit union philosophy of:
People helping people is the driving force behind all credit union services.
Since 1914, First Savings Bank of Hegewisch has been helping people achieve the American Dream...home ownership. We offer mortgage programs designed to meet the needs for single family, condominium and townhome residential home buyers and First Savings Bank of Hagewisch is a bank with operations in two states.
We are a community owned and operated bank that has served Brook and the surrounding communities for over 85 years. Visit our page often for community news and discussion as well as important bank announcements.Facebook page. We are a community owned and operated bank that has served Brook and the surrounding communities for over 85 years.
