USDA Vs. FHA your options comparison in Northwest-Harborcreek, Erie County, PA

In 2025, the USDA loan limit set for Northwest-Harborcreek, county of Erie, PA, stands at $285,000. For a single-family home, the FHA limit is $356,362.

Explore today’s best USDA versus FHA rates using the Lendersa® USDA loan calculator. Assess income, credit, reserves, and essential documents needed for eligibility. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in determining which program in fits your financial requirements best.

Browse loan offers from various lenders

Loan Limits and Downpayment Requirements in Northwest-Harborcreek, Erie, PA, for 2025

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in Northwest-Harborcreek, PA

Lendersa® intends to connect you with the best USDA or FHA loans swiftly and effortlessly. Choose from three options leading to matching lenders and USDA loan opportunities.

Lendersa USDA loan inquiries and matches

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the government Department of Agriculture, is also referred to as a USDA rural development loan. This loan type is restricted to rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • ABC United Finance Corp
  • 7777 Leesburg Pike, Suite 400N, Falls Church, VA, 22043
  • ABC United Finance mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Loansteady LLC
  • 7115 Leesburg Pike, Suite 208, Falls Church, VA, 22043
  • Loansteady, we believe in bringing a much-needed dose of humanity to the mortgage process. We’re built on decades of experience, and the idea that price and convenience should not come at the expense of dedicated service. Small-by-design, we’re able to work with greater agility while remaining fully focused on what’s most important – people.
  • Washington Capital Partners
  • 2815 Hartland Rd, Suite 200, Falls Church, VA, 22043
  • "WCP was founded on a mission to change the lending industry. In 2012 we set out to rewrite the rules of hard money lending, focusing on streamlined technology, exceptional customer service, and assembling an all-star team. Today we keep our business local to DC, Maryland, and Virginia where we can provide proven expertise.
  • The Victory Bank
  • 548 North Lewis Road, Limerick, PA, 19468
  • The Victory Bank was built from scratch by a team of experienced and passionate bankers and is owned and managed by several hundred local shareholders. We are not part of a financial conglomerate and we are not obsessed with growing into the biggest bank around. Our values-based company was started with the core mission
  • Homewood Federal Savings Bank
  • 3228-30 Eastern Ave, Baltimore, MD, 21224
  • Homewood Federal Savings Bank is your neighborhood bank of choice in Southeast Baltimore and in the greater metropolitan area. In business since the early 1900’s, we pride ourselves on providing exceptional customer service with a smile. Whether you are a Highlandtown neighbor or a resident of Canton, Fells Point or Harbor East.
  • Self Reliance Baltimore Federal Credit Union
  • 2345 Eastern Avenue, Baltimore, MD, 21224
  • Self Reliance Baltimore Federal Credit Union was chartered on September 12, 1955 by dedicated volunteers who arrived in the United States after World War II. These immigrants integrated into established Ukrainian communities & in the early 1950’s founded the Self Reliance Association & started forming credit unions for people of Ukrainian descent.
  • Howard Bank
  • 3301 Boston Street, Baltimore, MD, 21224
  • At Howard Bank, business is always personal. It’s the difference between a good Banker and an exceptional one. We believe that outstanding service doesn’t come from a set of guidelines. It comes from understanding the connection you have with the people you serve. This is about building dreams and legacies.
  • Preferred Home Loans
  • 514 Oldham Street, Baltimore, MD, 21224
  • Whether you’re looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Home Loans, we offer a variety of loan options that can help you achieve home ownership with the speed and service you deserve. Plus, our mortgage professionals are dedicated to finding the right loan.
  • Secured Funding Corporation
  • 3500 Boston St, Suite 234, Baltimore, MD, 21224
  • Secured Funding Corporation is a full-service mortgage brokerage firm specializing in FHA, Conventional, VA, and 203k residential loans. Our team of originators have years of valuable experience in the home loan industry and have built a reputation of excellent customer service that is exemplified by the number
  • Quality First Mortgage
  • 2724 Dorr Avenue Suite 215, Fairfax, VA, 22031
  • Quality First Mortgage strives for 100% total client satisfaction.We offer the best current mortgage rates & home financing programs in our industry.Our staff has over 40 years of loan origination experience in both commercial and residential mortgages.Our business model provides our customers the lowest mortgage rates & fees in the areas we serve.