USDA Vs. FHA Pro and Con comparison in North-Versailles, Allegheny County, PA
In 2025, the USDA loan limit for North-Versailles, situated in the county of Allegheny, PA, is $285,000, whereas for a single-family residence, the FHA limit rests at $356,362.
Utilize the Lendersa® USDA loan calculator for a detailed comparison of today's USDA versus FHA best rates. Determine what income, credit levels, reserves, and documentation are necessary to qualify. Our sophisticated mortgage calculator allows you to review USDA, FHA, Conforming, and VA loans side by side to decide which program in aligns best with your financial needs.
2025 Loan Limits and Downpayment Requirements in North-Versailles, Allegheny County, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in North-Versailles, PA
Lendersa® aims to secure the best USDA or FHA loan for you swiftly and effortlessly. Choose from three starting points to connect with matching lenders and USDA loan offerings.
A USDA home loan is backed by the government's Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage. It is available exclusively in rural neighborhoods. In contrast to FHA loans that necessitate a down payment of at least 3.5%, USDA mortgages require no down payment.
This program supports homeownership in eligible rural areas by making housing more accessible without an upfront financial burden, fostering community growth throughout the countryside of PA.
United 1st Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder - or an owner - of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
We are committed to being your mortgage experts and guiding you through the loan process from application to closing. As a mortgage brokerage, we have the advantage of shopping for the best loan products and terms to fit individual needs. We pride ourselves in world class service.
Desoto Home Mortgage (Brad Walker) is a LOCALLY OWNED & OPERATED Mortgage Company located in Southaven, MS. (Licensed in Mississippi & Tennessee -NMLS# 1248883) You name it, Desoto Home Mortgage can do it. We have GREAT RATES, and HUNDREDS OF MORTGAGE LOAN PROGRAMS to meet your homeownership needs
910 Weathered Rock Road, Jefferson City, MO, 65101
MIB is proud to be able to assist community banks with their lending needs! Our loan team is comprised of individuals specializing in many different areas of lending. Our experienced staff will deliver exceptional customer service in a very professional manner and also MIB is a “bankers’ bank” which provides a wide array of correspondent banking se
Missouri Baptist Credit Union has been open since 1963. The credit union has assets totaling $9.03 Million and provides banking services to more than 1, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
2722 East McCarty Street, Jefferson City, MO, 65101
MECE Credit Union are not sponsored by Facebook or any other business. Employees, their immediate family members, and the Board of Directors of the Credit Union are not eligible for any prizes. All entrants must be members in good standing with the Missouri Electric Cooperatives Employees' Credit Union to be eligible for the drawing.
The Bank of Alma…we are your community bank. The Bank of Alma is an independent bank which gives us the ability to make decisions right here so you get the answers you need, when you need them! As a community bank, we work hard to develop products and services that work for the local people.
Founded in 1865, Hawthorn Bank has proudly served Missouri families and small businesses for more than 150 years. A strong supporter of our local communities, we are an advocate for schools, charities, and civic groups in all of our markets. We promote the economic development of our communities
MA Bank opened its doors for business in 1893 after the founder, Jett Dearing, rode on horseback to sell stock to local businessmen and farmers. MA Bank has always been locally owned and takes great pride in serving the needs of our community. We have never forgotten that it was local people that gave us our start.
