USDA and FHA Pro and Con in North-Versailles, Allegheny County, PA
In 2025, the USDA loan limit for North-Versailles, situated in the county of Allegheny, PA, is $285,000, whereas for a single-family residence, the FHA limit rests at $356,362.
Utilize the Lendersa® USDA loan calculator for a detailed comparison of today's USDA versus FHA best rates. Determine what income, credit levels, reserves, and documentation are necessary to qualify. Our sophisticated mortgage calculator allows you to review USDA, FHA, Conforming, and VA loans side by side to decide which program in aligns best with your financial needs.
2025 Loan Limits and Downpayment Requirements in North-Versailles, Allegheny County, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in North-Versailles, PA
Lendersa® aims to secure the best USDA or FHA loan for you swiftly and effortlessly. Choose from three starting points to connect with matching lenders and USDA loan offerings.
A USDA home loan is backed by the government's Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage. It is available exclusively in rural neighborhoods. In contrast to FHA loans that necessitate a down payment of at least 3.5%, USDA mortgages require no down payment.
This program supports homeownership in eligible rural areas by making housing more accessible without an upfront financial burden, fostering community growth throughout the countryside of PA.
Freedom Federal Credit Union is a federally-insured, community-chartered credit union serving members who live, work, worship, volunteer, or go to school in Harford County, Maryland, and their families, as well as businesses operating in the county. Freedom’s mission is to be a trusted partner by creating a culture of people helping people.
Solutions Credit Union is a member-owned, not for profit financial institution that has served Elmira, Southport, Ashland and the surrounding communities since 1952. Today, with a commitment to serving our members, we have established $36 million dollars in assets as we continue to grow.
Akron Employees Federal Credit Union Our mission is to provide personal financial services of a superior quality to the members; our chief concern being their financial well-being. We will use automation and technology to support a highly trained group of volunteers and staff.Professional managers will be accountable for the quality of service
8221 Richie Highway, Suite 203, Pasadena, MD, 21122
Renaissance Lenders, Inc. is a full-service lender providing industry best solutions in residential purchase & refinance loans. Through our dedicated mortgage professionals, our commitment is to deliver an exceptional experience when purchasing or refinancing your home & a full lender that does all its processing, underwriting, & closing in house.
Coastline Mortgage is an agent focused company Delivering the Dream of home ownership. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
4333 Charles Crossing Drive, White Plains, MD, 20695
LBG (Led By God) Lending Servieces is a Christian and Veteran owned company. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
The Police Federal Credit Union, headquartered in the Washington, D.C. metropolitan area, is a full service, not-for-profit, financial institution that has been committed to protecting the financial interests of members of the law enforcement community and serving their financial needs since 1935.
Our mission as a member owned financial institution is to provide high quality personalized financial products and services that are competitive, convenient, and responsive. While holding to our core values, we operate in a manner that assures financial strength and promotes the goals of our membership.
Huntingtonized Federal Credit Union has been open since 1939. It's the 24th largest credit union in West Virginia with assets totaling $43.09 Million and providing banking services to more than 5, 000 members as of March 2022.
The credit union is a community-based financial institution.