USDA and FHA Pro and Con in North-Versailles, Allegheny County, PA

In 2025, the USDA loan limit for North-Versailles, situated in the county of Allegheny, PA, is $285,000, whereas for a single-family residence, the FHA limit rests at $356,362.

Utilize the Lendersa® USDA loan calculator for a detailed comparison of today's USDA versus FHA best rates. Determine what income, credit levels, reserves, and documentation are necessary to qualify. Our sophisticated mortgage calculator allows you to review USDA, FHA, Conforming, and VA loans side by side to decide which program in aligns best with your financial needs.

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2025 Loan Limits and Downpayment Requirements in North-Versailles, Allegheny County, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in North-Versailles, PA

Lendersa® aims to secure the best USDA or FHA loan for you swiftly and effortlessly. Choose from three starting points to connect with matching lenders and USDA loan offerings.

Lendersa USDA loan query and matching results

Understanding USDA Loans in PA

A USDA home loan is backed by the government's Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage. It is available exclusively in rural neighborhoods. In contrast to FHA loans that necessitate a down payment of at least 3.5%, USDA mortgages require no down payment.

This program supports homeownership in eligible rural areas by making housing more accessible without an upfront financial burden, fostering community growth throughout the countryside of PA.

Enter your location to find out if it qualifies for USDA rural housing loan?



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