USDA Vs. FHA your options comparison in Pitcairn, Allegheny County, PA

For 2025, the USDA loan limit in Pitcairn, within Allegheny County, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare the best current USDA vs. FHA rates, assessing the income, credit, reserves, and documents needed for eligibility. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in best matches your financial needs.

Check loan offers from a variety of 100 lenders

2025 Loan Limits and Down Payment Requirements in Pitcairn, Allegheny County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Pitcairn, PA

The goal of Lendersa® is to swiftly connect you with the best USDA or FHA loan without hassle. Select one of three entry points that align you with suitable lenders and USDA loan programs.

Results from Lendersa USDA loan request and matching

What is a USDA Loan in PA?

A USDA home loan, guaranteed by the Department of Agriculture and also called a USDA rural development loan or mortgage, is explicitly for rural neighborhoods. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA loans do not require any down payment, making them a favorable option for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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