USDA and FHA Pro and Con in Northumberland, Northumberland County, PA
In 2025, the USDA loan cap in Northumberland, located in Northumberland county, PA, is $336,500, while for a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to contrast current USDA and FHA rates, assessing income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator offers side-by-side views of USDA, FHA, Conforming, and VA options, assisting you in selecting the most suitable program in for your unique financial needs.
2025 Loan Limits and Down Payment Requirements in Northumberland, Northumberland, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Northumberland, PA
The primary aim of Lendersa® is to assist you in securing the best USDA or FHA loans swiftly and effortlessly. Choose from three starting steps to connect with appropriate lenders and USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture and referred to as a USDA rural development loan or USDA mortgage, is intended solely for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans impose no down payment requirement.
We started in 1906 as Farmers State Bank, when local banks in West Tennessee weren’t just creating profits. They were creating the towns and communities like Scotts Hill where our flagship branch still remains today. Times change, but the things that make being part of a community great, like strong ties and trusted relationships, never change.
First Vision Bank initially opened for business in November, 2005 with two locations: Tullahoma and Decherd/Winchester, with our administrative offices located in Tullahoma. The Bank was founded with the guiding principles of being a solid, profitable, and superior service-oriented bank in southern Middle Tennessee.
1574 Medical Center Pkwy, Suite 101, Murfreesboro, TN, 37129
We believe financing a home shouldn’t be a painful, stressful process. It’s why AMB’s founders walked away from big mortgage corporations to build something smaller and better — right in our home community. Our staff has hundreds of years of combined experience in the mortgage business
Each of us has our own version of the American Dream. Whatever it is, it usually involves a place we call home. Since 2002, it’s been our mission at First Community Mortgage to help more and more people secure their piece of the American Dream. Because when people have a home, it gives them a foundation from which to grow, to do bigger things
We believe that Real Estate Agents and Home Buyers deserve a convenient financing process and the unbiased counsel of dedicated and informed mortgage professionals. As an independent advocate working for the consumer we are able to provide better value than traditional methods of getting mortgages.
1098 Herrington Road, Suite 13, Lawrenceville, GA, 30044
MH Insurance Agency offers my clients great coverage at the best prices. I work with numerous insurance companies with various coverage areas, ranging from home and auto insurance to health and property coverage, so no matter what your insurance needs are, I have you covered. In addition, I speak both English and Spanish.
We offer some of the best deposit and loan products anywhere around and we remain very competitive on rates for both loans and deposits!
While we are a community bank, we can offer many of the services offered by the big banks including internet banking, mobile banking, remote deposit capture, mortgages, etc.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
First Chance Mortgage has been serving clients in Georgia with affordable mortgage loans since 2000. Our staff if dedicated to the highest levels of customer service available to existing Georgia homeowners and future homeowners! Mortgage has been serving clients in Georgia with affordable mortgage loans since 2000.
