USDA and FHA Pro and Con in Northumberland, Northumberland County, PA
In 2025, the USDA loan cap in Northumberland, located in Northumberland county, PA, is $336,500, while for a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to contrast current USDA and FHA rates, assessing income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator offers side-by-side views of USDA, FHA, Conforming, and VA options, assisting you in selecting the most suitable program in for your unique financial needs.
2025 Loan Limits and Down Payment Requirements in Northumberland, Northumberland, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Northumberland, PA
The primary aim of Lendersa® is to assist you in securing the best USDA or FHA loans swiftly and effortlessly. Choose from three starting steps to connect with appropriate lenders and USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture and referred to as a USDA rural development loan or USDA mortgage, is intended solely for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans impose no down payment requirement.
Security First Bank of North Dakota is a locally operated, family owned community bank. We have four main banking offices, which are located in Center, New Salem, Mandan and Bismarck. We also have a part time office in Almont. Security First Bank of North Dakota was founded by local, Morton County folks in New Salem.
Capital home lending are a full-service mortgage brokerage specializing in every area of residential home lending.Our mission is to enrich and empower people's lives through homeownership while providing them with the lowest interest rate and closing costs. and We pledge to deliver our clients and referral partners.
At Design Mortgage, taking care of our clients is our number one priority. It’s our dedication to our customers that separates us from other mortgage companies. Nearly 100% of our business is by referral from satisfied clients, highly successful realtors and the most respected home builders in the industry.
Haven Mortgage is a residential mortgage company serving clients all over the great state of Texas. Backed by over 10 years of industry knowledge and experience, Haven Mortgage is proud to work one-on-one each and every client that comes through our doors. We take pride in the relationships that we build with our clients.
Mortgage Outfitters, LLC, we know that good, honest, relationships are the essence of sound business practice. But equally important, our clients need to know that they can rely on us to be their trusted personal advocate. Our ability to be advisor, counselor and educator helps our clients
Mega Mortgage of Texas is a full service Texas mortgage broker with special focus on owner builder/traditional builder construction loans and low credit jumbo loans. We offer a 20% discount to all THSC Members on all client broker fees. This saves you 20% on the broker fee and origination fee.
350 North Sam Huston Parkway East, Suite101, Houston, TX, 77060
Atrich is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
363 N Sam Houston Pkwy E, Suite 1100, Houston, TX, 77060
We are an independent sales office that provides loan programs to small and medium size business.Money Man 4 Business can provide valuable working capital to strong, under-served businesses in any industry without the issues usually associated with traditional bank loans. In fact,we have already helped thousands of merchants all across the country.
Local Mortgage Broker for commercial and residential lending. We have the lowest rates at the lowest cost in the industry! We serve our community in a way big banks only dream of for refinance & purchases. Conv, FHA, VA, USDA, Down Payment Assistance. Superior to the big banks in customer service, loan services and more.
