USDA Vs. FHA your options comparison in Sunbury, Northumberland County, PA

In 2025, the USDA loan limit set for Sunbury, situated within Northumberland county in PA, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to evaluate today's competitive USDA versus FHA rates. It helps you identify the required income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in figuring out which loan program is best suited for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Sunbury, Northumberland, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Sunbury, PA

The objective of Lendersa® is to secure the best USDA or FHA loans for you quickly and effortlessly. Initiate your application by selecting one of three pathways, leading you to suitable lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in PA

The USDA home loan, backed by the government Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is intended exclusively for rural areas. Unlike FHA loans, which demand a minimum 3.5% down payment, USDA loans entail no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Portland Housing Center
  • 3233 NE Sandy Blvd, Portland, OR, 97232
  • Portland Housing Center is your trusted resource no matter where you are at in the homebuying process. When you register we’ll help you determine what services you need to become a successful homebuyer and connect you with one on one counseling, financial management and homebuyer classes, and financial products that can help you become successful.
  • Mortgage Monkey
  • 3636 NE Broadway Street, Portland, OR, 97232
  • Mortgage Monkey is a Portland based mortgage lender dedicated to putting people first. I specialize in helping clients in Oregon, Washington, California & Arizona get solid secure home financing. Services: - Mortgage loans - Real estate loans - Home refinance - Mortgage refinance Financing your home is a big deal and it is a complicated process.
  • Green Mortgage Northwest
  • 650 Holladay Street, Suite 1600, Portland, OR, 97232
  • Green Mortgage Northwest is rooted in the sustainable ethos that makes Portland an amazing place to live and attracts so many amazing people to our city. We love our inspiring clients and our goal is to deliver brilliant service while sticking to the values that guide us every day. We employ paperless document management, electronic signing.
  • New Era Services, Inc
  • 1340 Sierra Street, Suite 300, Kingsburg, CA, 93631
  • New Era Services Inc. We are a full-service mortgage company based in Kingsburg, CA. We specialize in FHA loans, VA loans, and USDA loans in Kingsburg. We also serve the surrounding cities in Fresno County. Whether you are buying a home or Refinancing in the zip code of 93631, we can help you realize your dream of homeownership or save you money.
  • NW Premier Mortgage, Inc
  • 2154 NE Broadway St, Suite 120, Portland, OR, 97232
  • NW Premier Mortgage has worked hard to build a reputation for honest business practices and integrity.Our experienced and friendly team strives to provide a high level of personal service & we never fail to remember that it is our clients that make our business a success.As a result, the majority of our client base comes from referrals and business
  • Gold Standard Mortgage
  • 937 Sierra Street, Kingsburg, CA, 93631
  • "Gold Standard Mortgage is a family founded business with the vision of delivering THE DREAM of homeownership to local families. We wanted to bring the “old fashion” customer service back to the mortgage industry. Relying on our core values and service to develop relationships to bring a professional and personal experience to Home Buyers"
  • Green Source Capital LLC
  • 515 NE Holladay St, Suite 215, Portland, OR, 97232
  • The Green Source Capital, LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • The Home Loan Advisor
  • 1605 W Olympic Blvd, Los Angeles, CA, 90015
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Gold Miners Investments Inc
  • 1605 West Olympic Boulevard, Suite 403, Los Angeles, CA, 90015
  • Gold Miners Inc is here to help you achieve The American Dream. From dedicated realtors to mortgage loans, we're on your side every step of the way and also Our mission is to build long term relationships with our customers as we understand that these decisions are long term. Your loan is not only our priority, obligation and responsibility.
  • Oceanwide Lending
  • 717 West Olympic Boulevard, Unit 2104, Los Angeles, CA, 90015
  • At Oceanwide Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you