USDA and FHA Pro and Con in Parkville, York County, PA

In 2025, the USDA loan limit in Parkville, county of York, PA is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today and determine the needed income, credit, reserves, and documents for qualification. Our advanced mortgage tool lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program for your financial situation in .

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Loan Limits and Down Payment Requirements for 2025 in Parkville, York, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Parkville, PA

The aim at Lendersa® is to quickly secure the best USDA or FHA loan for you seamlessly. Start your journey by selecting one of three pathways that connect you to lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is supported by the U.S. Department of Agriculture and is specifically intended for rural areas. Distinct from FHA loans, which require a 3.5% down payment, the USDA mortgage demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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