USDA VS FHA in West-Manheim, York County, PA

In 2025, the USDA loan limit for West-Manheim, within the county of York, PA, is $285,000, while the FHA limit for a single-family home stands at $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate today's optimal USDA versus FHA rates. Determine the needed income, credit level, reserves, and documentation for qualification. Our comprehensive mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, helping you select the most suitable program for your situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in West-Manheim, York, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in West-Manheim, PA

The aim of Lendersa® is to swiftly secure the best USDA or FHA loans for you without complications. Start with one of three available methods to find matching lenders and USDA loan programs.

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Clarifying What a USDA Loan is in PA

A USDA home loan is guaranteed by the Department of Agriculture, also called the USDA Rural Development Loan or USDA mortgage, and is exclusive to rural areas. Unlike FHA loans which require a 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • For more than 120 years, Kendall Bank has been dedicated to helping individuals, families, and businesses achieve their financial goals. Today, we remain committed to providing every customer with an exceptional all-inclusive banking experience that combines big-bank expertise and technology
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  • At Mortgage Enterprises. We are a professional mortgage company in Kansas and Missouri specializing in residential mortgages. We find loans that fit the goals of each client. We have highly skilled loan officers who know what it takes to get through underwriting quickly while keeping you informed of your process every step of the way.
  • Himalaya Mortgage
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  • At Kendall Mortgage, we make the entire home buying process simple & seamless. Whatever your goals, we provide you with the information, resources, & personal service you need to make your home buying dream a reality. Our mission is to provide unparalleled service to our clients. Our goal is to provide home loans with the lowest interest rates.
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  • Established in 2007, United Mortgage has been recognized as one of the fastest-growing private companies in America and is now considered a premiere purchase lender, currently serving Arizona, California, Colorado, Florida, Iowa, Kansas, Missouri, Oregon, Texas, and Washington. At United Mortgage,
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