USDA Vs. FHA Pro and Con comparison in Paxtonia, Dauphin County, PA
In the year 2025, the USDA loan limit for Paxtonia, which is in Dauphin county, PA, is set at $336,500. In comparison, the limit for an FHA loan for a single-family home is $472,030.
To compare today's top USDA and FHA rates, use the Lendersa® USDA loan calculator. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, facilitating your decision on which program in best aligns with your financial requirements.
Loan Limits and Downpayment Requirements for 2025 in Paxtonia, Dauphin, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Paxtonia, PA
Lendersa® aims to efficiently secure you the best possible USDA or FHA loan, without complications. Select one of three starting paths to connect with lenders and access USDA loan programs appropriate for your needs.
A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively offered in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment, making them an appealing choice for eligible homebuyers.
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