USDA VS FHA in Paxtonia, Dauphin County, PA

In the year 2025, the USDA loan limit for Paxtonia, which is in Dauphin county, PA, is set at $336,500. In comparison, the limit for an FHA loan for a single-family home is $472,030.

To compare today's top USDA and FHA rates, use the Lendersa® USDA loan calculator. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, facilitating your decision on which program in best aligns with your financial requirements.

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Loan Limits and Downpayment Requirements for 2025 in Paxtonia, Dauphin, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Paxtonia, PA

Lendersa® aims to efficiently secure you the best possible USDA or FHA loan, without complications. Select one of three starting paths to connect with lenders and access USDA loan programs appropriate for your needs.

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Understanding USDA Loans in PA

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively offered in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment, making them an appealing choice for eligible homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Everest Financials Inc. is your premiere mortgage broker located in Troy, MI. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance
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  • Empire Mortgage Company LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.Ben Fisher owner at Empire Mortgage Company, LLC.Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer.Ben have the knowledge and expertise what you need.
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