USDA and FHA Pro and Con in Skyline-View, Dauphin County, PA

During 2025, the USDA loan limit for Skyline-View, in Dauphin county, PA, is set at $285,000. Meanwhile, the FHA limit for a single-family home stands at $356,362.

Utilize Lendersa®'s USDA loan calculator to compare today’s USDA versus FHA optimal rates, identifying income, credit, reserves, and documentation necessary for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to decide which program in is best suited for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Skyline-View, Dauphin, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Skyline-View, PA

Lendersa®’s mission is to provide you with the ideal USDA or FHA loan efficiently and without complication. Begin with one of the three initial options to connect with matching lenders and USDA loan programs.

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Understanding the USDA Loan in PA

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan, is offered exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CACL Federal Credit Union
  • 1800 West Market Street, Pottsville, PA, 17901
  • The mission of CACL Federal Credit Union is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with specific intent of helping members gain some particular measure of personal financial success.
  • Ephrata National Bank
  • 31 E. Main St, Ephrata, PA, 17522
  • Ephrata National Bank has remained an independent community Bank of undisputed integrity, serving the communities in which we do business. We offer state-of-the-art financial products and services of high quality and value at an affordable price while providing unsurpassed personal service.
  • Lancaster Red Rose Credit Union
  • 16 E Main Street, Leola, PA, 17540
  • The Lancaster Red Rose Credit Union’s mission is to exceed the needs of our members by providing reliable, quality financial services that will improve the lives of those we serve. Our vision at Lancaster Red Rose Credit Union is to grow membership through community outreach, education, and reliable financial services.
  • Bank of Bird-in-Hand
  • 309 N. Ronks Rd, Bird In Hand, PA, 17505
  • Bank of Bird-in-Hand is a Pennsylvania state-chartered stock savings bank headquartered in Bird-in-Hand, Pennsylvania, which opened in December 2013. The Bank, upon its opening, was the first bank to gain a charter in the United States since 2010 and remains the only bank in PA to open since 2008.
  • FIDELIS MORTGAGE CORPORATION
  • 1205 E King St, Lancaster, PA, 17602
  • Fidelis Mortgage Corporation's mission is to provide you with high quality mortgage and real estate programs that are tailored to fit your unique situation at some of the most competitive rates in the nation. Fidelis is a family owned business since 2007. We have been in the mortgage industry for over 10 years and we are proud
  • The Northumberland National Bank
  • 245 Front Street, Northumberland, PA, 17857
  • The Northumberland National Bank opened for business in 1903, in a storefront building on the corner of Queen and Water Streets. State senator and Witmer Steele Lumber Company owner Charles Steele saw the need for an independent, locally-owned community bank in his hometown, and his idea was immediately popular
  • Allcredit Home Loans, Inc
  • 228 Baltimore Street, Hanover, PA, 17331
  • We offer many low & NO down payment financing options.And in many cases the seller can pay part or all of your closing costs so you can purchase a home with not a lot of money.All Credit Home Loans Inc is located in Hanover, PA, USA & is part of the Activities Related to Credit Intermediation Industry. All Credit Home Loans Inc has 2 total employee
  • Affordable Home Mortgage, Inc.
  • 300 Baltimore Street, Hanover, PA, 17331
  • Affordable Home Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • ACNB Bank
  • 100 V-Twin Drive, Gettysburg, PA, 17325
  • ACNB Bank is a wholly-owned subsidiary of ACNB Corporation, an independent financial holding company headquartered in Gettysburg, PA. Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage
  • Orrstown Bank
  • 77 East King Street, Shippensburg, PA, 17257
  • Orrstown Bank one of the largest independent community banks in the region. Headquartered in Shippensburg, Pennsylvania, Orrstown continues to provide a full range of consumer, business, and wealth management services to its neighbors. We get to know our clients and our clients know they can count on us.
  • First Area Federal Credit Union
  • 23 South Dorcas Street, Lewistown, PA, 17044
  • The First Area Federal Credit Union is a unique financial institution. We are member owned and not-for-profit. Unlike banks that are strictly profit-driven, we return excess earnings to our members by providing better personal service, lower interest rates for loans, higher yields on savings accounts, new products and services.