USDA VS FHA in Pennsbury, Chester County, PA

In 2025, the USDA loan limit for Pennsbury, located in Chester county, PA, is stated as $381,800. Meanwhile, the FHA limit for a single-family home is set at $529,000.

Take advantage of the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine the requisite income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in tailored to your financial situation.

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2025 Loan Limits and Down Payment Requirements in Pennsbury, Chester, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Pennsbury, PA

The mission of Lendersa® is to deliver the most advantageous USDA or FHA loan quickly, with minimal hassle. Select from three starting points that connect you with matching lenders and top USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture—often referred to as the USDA rural development loan or USDA mortgage—is available solely in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, the USDA mortgage requires no down payment, offering a significant benefit for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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