USDA Loan Vs. FHA loan for Kennett-Square, PA [Chester County Rates 2023]

In 2025, USDA loan limit in Kennett-Square, county of Chester, PA is $345,000 while FHA limit is $431,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Kennett-Square, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(920) 563-6616 711 miles Lender's profile and map Reviews PremierBank 70 N Main St Fort, Atkinson, WI, 53538 We offer all the same products and services that the big guys offer. But we couldn't be more different. Our focus isn't on selling you those products and services. Our focus is about connecting you with the ones that will make the biggest difference for you. It's just one of the many ways we are Here. For You. Always
(920) 563-7305 711 miles Lender's profile and map Reviews Fort Community Credit Union 800 Madison Av, Fort Atkinson, WI, 53538 FCCU, and welcome to the cooperative side of the financial world! FCCU has been growing roots in Southeast Wisconsin since 1940 when employees of Moe Light, in Fort Atkinson, pooled their paychecks together to begin the credit union. Since then, the credit union has expanded by building branches in Jefferson, Watertown, and Whitewater.
(815) 224-2667 711 miles Lender's profile and map Reviews Illinois Valley Credit Union 1311 Shooting Park Road, Peru, IL, 61354 Illinois Valley Credit Union, located at 1311 Shooting Park Road in Peru and 200 Ave Road in Princeton, Illinois is a financial cooperative that offers its members a non-profit alternative to banks, savings and loans and other organizations. Originally serving one employer group, Marquette Cement Manufacturing Co
(815) 223-4300 711 miles Lender's profile and map Reviews Peru Federal Savings Bank 1730 Fourth Street, Peru, IL, 61354 At Peru Federal Savings Bank, our mission is to meet the financial needs of each individual by providing exceptional customer service focused on personalized attention and building relationships. We strive to be THE community bank which continues to serve generations in the Illinois Valley.
(715) 582-4512 711 miles Lender's profile and map Reviews Peshtigo National Bank 250 French St., Peshtigo, WI, 54157 Peshtigo National Bank is an independent, locally owned community bank serving Marinette, Oconto, Brown, and Shawano counties (WI), as well as Menominee county (MI). Full service branches are located in Peshtigo, Marinette, Coleman, Gillett, and Oconto Falls, WI, along with a Loan Servicing Office in Antigo, WI.
(815) 636-2100 711 miles Lender's profile and map Reviews Rockford Bell Credit Union 4225 Perryville Road, Loves Park, IL, 61111 Rockford Bell Credit Union has been open since 1935. The credit union has assets totaling $48.53 Million and provides banking services to more than 4,000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members.
(815) 282-0300 711 miles Lender's profile and map Reviews Rock Valley Credit Union 1201 Clifford Ave, Loves Park, IL, 61111 Rock Valley Credit Union is a full-service financial institution serving members since 1968. The credit union now serves approximately 13, 000 members. Our main office is located in Loves Park, IL with branch offices in Machesney Park and Rochelle. Rock Valley Credit Union currently serves
(920) 766-4674 711 miles Lender's profile and map Reviews The Bank of Kaukauna 264 W. Wisconsin Avenue, Kaukauna, WI, 54130 The Bank of Kaukauna was started as a private bank in 1879. Our logo indicates: “Established 1883”, which was the year we were incorporated under the laws of the State of Wisconsin. A quote from our 50th Anniversary booklet, from the year 1929, states: “It is the desire of our Officers and Directors that The Bank of Kaukauna will help you
(920) 766-6000 711 miles Lender's profile and map Reviews Unison Credit Union 1616 Crooks Avenue, Kaukauna, WI, 54130 Unison CU proudly provides the people and businesses of Northeast Wisconsin with exceptional banking services & trusted financial guidance. Whether you need assistance with personal or business finance, auto, boat, motorcycle, ATV, or RV loans, or big-ticket financial products like mortgages, our Member Advisors have the expertise to guide you.
(920) 766-4646 711 miles Lender's profile and map Reviews East Wisconsin Savings Bank 109 W Second St, Kaukauna, WI, 54130 East Wisconsin Savings Bank’s story began in Kaukauna, WI in 1887 with a vision of local people pooling their hard earned savings together to provide home ownership for family & friends. Back then, when D. J. Brothers drew up the charter in long hand for the Building & Loan Association, this was not an area of satisfied home owners like today.
(920) 583-3191 712 miles Lender's profile and map Reviews Bristol Morgan Bank 103 South Main Street, Oakfield, WI, 53065 Locally owned and operated, Bristol Morgan Bank has met the needs of Fond du Lac County and the surrounding areas for over 120 years. We care deeply about the communities we serve and the people in them. Because, well, these are our communities too. We live, work and play here just like you do.