In 2025, the USDA loan cap for Perkasie, located in the county of Bucks, PA, is $381,800. In contrast, the FHA limit applicable to a single-family home is $529,000.
Utilize the Lendersa® USDA loan calculator to contrast the most favorable USDA and FHA rates available today. Determine the required income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the best program for your financial scenario in .
Loan Limits and Down Payment Requirements for 2025 in Perkasie, Bucks, PA
Type of Loan
Maximum Loan Limit
Down Payment
USDA
$381,800
No Down Payment (0%)
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Loan Alternatives: USDA and FHA in Perkasie, PA
The objective of Lendersa® is to facilitate the swift acquisition of the most suitable USDA or FHA loan. Begin with one of three available pathways, which lead to matching lenders and USDA loan solutions effectively.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. This loan is exclusively available for rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage loan requires no down payment at all.
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