USDA Vs. FHA your options comparison in Perkasie, Bucks County, PA

In 2025, the USDA loan cap for Perkasie, located in the county of Bucks, PA, is $381,800. In contrast, the FHA limit applicable to a single-family home is $529,000.

Utilize the Lendersa® USDA loan calculator to contrast the most favorable USDA and FHA rates available today. Determine the required income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the best program for your financial scenario in .

Explore loan offers from a range of 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Perkasie, Bucks, PA

Type of Loan Maximum Loan Limit Down Payment
USDA $381,800 No Down Payment (0%)
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Loan Alternatives: USDA and FHA in Perkasie, PA

The objective of Lendersa® is to facilitate the swift acquisition of the most suitable USDA or FHA loan. Begin with one of three available pathways, which lead to matching lenders and USDA loan solutions effectively.

Results of Lendersa USDA loan request findings

Exploring USDA Loans in PA

The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. This loan is exclusively available for rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Wise Choice Mortgage Corporation
  • 1807 South Powerline Road, Suite 105, Deerfield Beach, FL, 33442
  • Our mission is to provide to provide our clients with the highest quality of Lending services available. We bring a highly qualified team of Lending professionals to the table for all of our clients. We act in the best interest of our clients at all times, bringing unquestionable ethics to each transaction
  • Royal Mortgage USA Corp.
  • 1130 S Powerline Rd #104, Deerfield Beach, FL, 33442
  • Royal Mortgage USA has assisted countless clients in realizing their dream home through tailored financing options. As our client’s partner and advocate, our team of experienced, professional, and dedicated financial officers find satisfaction in crafting the perfect mortgage solution.
  • Arkansas Community Finance & Investment Inc.
  • 2704 Grist Mill Road, Little Rock, AR, 72227
  • At ACFI Mortgage, our mission is to strengthen and empower the communities we serve by helping working class Arkansans achieve the dream of affordable homeownership. We do this with a by taking a consultative approach to achieve our clients specific needs and goals. We understand that the home purchase is not only the most important purchase
  • Benchmark Mortgage
  • 2121 Watt St, Suite B, Little Rock, AR, 72227
  • Benchmark is a full-service mortgage banker and seller-servicer We are a community of mortgage professionals that are united by the Benchmark core values - success, relationship, dynamic, excellence, positive attitude. Everything we do comes back to these five defined beliefs. Adhering to these values dictates the way we think, manage our business.
  • Xavier Financial and Mortgage Group, LLC
  • 7129 Pinebay Blvd., Englewood, FL, 34224
  • Xavier Financial & Mortgage, we can save you time and money, getting you the right mortgage for your home. Xavier Financial, our custom mortgage options serve home-buyers in Englewood FL, Port Charlotte FL, Punta Gorda FL, North Port FL, Venice FL, Sarasota FL, Bradenton FL, Fort Myers FL, & neighboring Florida area real-estate mortgage needs.
  • Ardmore Finance Corp.
  • 1348 NW HWY 7, Blue Springs, MO, 64014
  • We are not a payday loan or title loan company. Our loans are Fully Amortized with Equal Payments of principal and interest. Our loan payments are Affordable and designed to fit within your monthly expenses. When you need a loan to establish credit or pay off a debt, you need to work with a company that is willing to work with you.
  • 360 Mortgage Inc.
  • 28 Westwoods Dr, Liberty, MO, 64048
  • At 360 Mortgage Inc. we understand how important this is for each and every one of our clients. As a local broker in Liberty and Baton Rouge, we are able to offer the widest range of products and the lowest mortgage rates available. For over 11 years, 360 Mortgage Inc. has been making homeownership a reality for families
  • Osprey Mortgage Lending LLC
  • 5364 Osprey Street, Coconut Creek, FL, 33073
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Cooperative Extension Federal Credit Union
  • 2301 S. University Ave, Little Rock, AR, 72204
  • Cooperative Extension Service Federal Credit Union (CESFCU) started in 1946 as the Agricultural Extension Workers Credit Association, a state-chartered credit union. CESFCU was started by 11 UADA Cooperative Extension Service employees. CESFCU became a Federally Chartered Credit Union in 1992