USDA and FHA Pro and Con in Perkasie, Bucks County, PA

In 2025, the USDA loan cap for Perkasie, located in the county of Bucks, PA, is $381,800. In contrast, the FHA limit applicable to a single-family home is $529,000.

Utilize the Lendersa® USDA loan calculator to contrast the most favorable USDA and FHA rates available today. Determine the required income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the best program for your financial scenario in .

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Loan Limits and Down Payment Requirements for 2025 in Perkasie, Bucks, PA

Type of Loan Maximum Loan Limit Down Payment
USDA $381,800 No Down Payment (0%)
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Loan Alternatives: USDA and FHA in Perkasie, PA

The objective of Lendersa® is to facilitate the swift acquisition of the most suitable USDA or FHA loan. Begin with one of three available pathways, which lead to matching lenders and USDA loan solutions effectively.

Results of Lendersa USDA loan request findings

Exploring USDA Loans in PA

The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. This loan is exclusively available for rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Oasis Mortgage
  • 3707 W. 23rd Street Suite A., Panama City, FL, 32405
  • Oasis Mortgage, where we specialize in residential mortgages. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants who will be assisting you every step of the way. At Oasis Mortgage, we are able to provide our clients with extremely competitive pricing.
  • Farmers Bank of Lohman, Missouri
  • 103 Lomo Drive, Jefferson City, MO, 65109
  • Farmers Bank of Lohman is a community-oriented financial institution serving the Lohman and St. Martins, Missouri areas. The original incorporation of the Bank consisted of 100 shares of $100 par value purchased by investors from the local community of Lohman. We remain locally owned and operated and the descendants.
  • Conservation Employees’ Credit Union
  • 2915 W Truman Boulevard, Jefferson City, MO, 65109
  • Since 1955, Conservation Employees’ Credit Union (CECU) has existed as a financial institution owned by those people who save, borrow, and invest together as credit union members. As the credit union offers excellent returns on savings and low loan rates, each member has the opportunity to achieve greater stability and success.
  • Jefferson Bank
  • 700 Southwest Blvd., Jefferson City, MO, 65109
  • At Jefferson Bank, we think banking should be personal. And we like working with you. That's why customer service is so important to us. We're a team dedicated to serving you. You can count on our professionalism and discretion in handling all of your financial needs. Feel free to contact us with any question or concern.
  • Accord Mortgage
  • 2810 S. Ten Mile Dr., Jefferson City, MO, 65109
  • Purchasing a home is a big financial decision. We are dedicated to making sure whichever path you take, the road to your new home is an easy one! At Accord Mortgage, we are proud to offer loans of all types to all of Missouri and are dedicated to finding a solution that is perfect for you and your lifestyle. Let us help you find the loan
  • The Commercial Bank
  • 175 Hopper Avenue, De Kalb, MS, 39328
  • Commercial Bank has always been committed to serving communities that lacked access to credit & consumer financial services. In 2014 we continued our commitment to serving our economically underserved markets by becoming a certified Community Development Financial Institution. Community business leaders formed Commercial Bank in 1914 in DeKalb, MS.
  • Veterans United Home Loans Eagle River
  • 1400 Veterans United Drive, Columbia, MO, 65203
  • We’re all about helping Veterans and military families become homeowners. In two short decades, we’ve closed over 500, 000 VA Loans and became the #1 VA purchase lender in the nation. But to us, success isn’t measured in numbers. Our success is measured in living our values every day
  • Mid-Continent Funding, Inc.
  • 3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
  • Mid-Continent Funding offers mortgage products for home buyers. Working alongside several of today’s lenders gives us the capability to offer products that allow borrowers: Minimum down payments First time buyer benefits Program options for high debt-to-income ratios and low credit Refinancing opportunities To lower your monthly payments
  • VeteransLoans.com
  • 3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
  • We pride ourselves on giving the best customer service in the industry. Unlike some competitors, you will work with the same person from your first call to the closing of your VA-backed loan. Your loan officer will be available to you at any point in the loan process should any question or concern arise.