In the year 2025, the USDA loan ceiling for Richland, located in the county of Bucks, PA, is $381,800, whereas for a single-family home, the FHA limit stands at $529,000.
Use Lendersa®'s USDA loan calculator to contrast the best current rates for USDA and FHA, and discover what income, credit score, reserves, and documents are needed for eligibility. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA programs side by side, aiding you in deciding the most appropriate program for your financial scenario in Alabama.
2025 Loan Limits and Down Payment Requirements in Richland, Bucks County, PA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Richland, PA
At Lendersa®, our mission is to ensure you obtain the most favorable USDA or FHA loan with speed and ease. Choose one of three starting pathways that align you with matching lenders and USDA loan opportunities.
The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans can be accessed with zero down payment.
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In July 2020, POPA FCU expanded our membership eligibility to all employees of the Los Angeles County She
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