USDA Vs. FHA your options comparison in Richland, Bucks County, PA

In the year 2025, the USDA loan ceiling for Richland, located in the county of Bucks, PA, is $381,800, whereas for a single-family home, the FHA limit stands at $529,000.

Use Lendersa®'s USDA loan calculator to contrast the best current rates for USDA and FHA, and discover what income, credit score, reserves, and documents are needed for eligibility. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA programs side by side, aiding you in deciding the most appropriate program for your financial scenario in Alabama.

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2025 Loan Limits and Down Payment Requirements in Richland, Bucks County, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Richland, PA

At Lendersa®, our mission is to ensure you obtain the most favorable USDA or FHA loan with speed and ease. Choose one of three starting pathways that align you with matching lenders and USDA loan opportunities.

Lendersa USDA loan request and results

Understanding USDA Loans in PA

The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans can be accessed with zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Tulane Loyola Federal Credit Union
  • 1440 Canal Street, Suite 101, New Orleans, LA, 70112
  • Tulane-Loyola Federal Credit Union is federally chartered and regulated by the National Credit Union Administration. Like all credit unions, we are a financial cooperative institution, and operate not for profit, but for service to our member-owners. Our Credit Union was chartered on September 9, 1979 to serve the employees of Tulane University.
  • Simple Lending by Mortgage Dynamics
  • 1615 Poydras St, Suite 940, New Orleans, LA, 70112
  • Simple Lending is comprised of several loan experts with over 60 years of combined Mortgage and Real Estate experience. We provide a variety of loan products from loans for primary residences purchase, refinances, investment properties, Fix and Flip loans, commercial and construction loans.
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  • 1615 Poydras Street, Suite 900, New Orleans, LA, 70112
  • We've been helping customers afford the home of their dreams for many years and we love what we do. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
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  • 625 St Joseph Street, Room B-13, New Orleans, LA, 70165
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  • Crescent Bank & Trust
  • 1100 Poydras Street, Suite 100, New Orleans, LA, 70163
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  • Security National Bank of South Dakota is a subsidiary of Security National Corporation, which was chartered in 1884 in Sioux City, Iowa, and founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty and human connection. These principles served as guideposts that enabled SNB to
  • Coast Guard Employees Credit Union
  • 500 Poydras Street, Room 1226, New Orleans, LA, 70130
  • Coast Guard Employees Credit Union was established in 1950 for the military and civilian employees of the United States Coast Guard 8th District and their immediate family members. Serving the 8th Coast Guard District Employees, Active and Retired Service Members, Reservists, Auxiliary and immediate families since 1950.
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