USDA Vs. FHA Pro and Con comparison in Monroeville, Allegheny County, PA

In the year 2025, the USDA loan limit available in Monroeville, within Allegheny county, PA, stands at $336,500. Meanwhile, the FHA cap for a single-family dwelling is $472,030.

Utilize the Lendersa® USDA loan calculator to effectively compare today's competitive USDA versus FHA rates, and to ascertain the necessary income, credit standing, reserves, and documents required for qualification. Our comprehensive mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in selecting the most suitable program for your unique financial situation in .

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2025 Loan Limits and Down Payment Requirements in Monroeville, Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Monroeville, PA

Lendersa® strives to promptly provide you with the best USDA or FHA loans, hassle-free. Begin by choosing one of three pathways that connect you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in PA?

A USDA home loan, backed by the governmental Department of Agriculture, sometimes called a USDA rural development loan or USDA mortgage, is available only in designated rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans mandate no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Community Mortgage Solutions
  • 1030 Palm Coast Parkway, Suite 3, Palm Coast, FL, 32137
  • Community Mortgage Solutions is a small family owned business located in Palm Coast, Florida. We are the longest operating mortgage company in our area. We specialize in residential financing throughout the state of Florida and Community Mortgage Solutions consists of real people helping other real people accomplish their home ownership dreams.
  • Florida Mortgage Brokerage Inc
  • 30 Ocean Dune Circle, Palm Coast, FL, 32137
  • Florida Mortgage Brokerage Inc, where Adam Klayman and his team specialize in residential mortgages in Jacksonville Florida and surrounding area. At Florida Mortgage Brokerage Inc, we will find a loan that fits each borrower. Our consultants know what it takes to get through underwriting quickly.
  • Capstone Mortgage LLC
  • 31 Lupi Ct, Suite 120, Palm Coast, FL, 32137
  • Families, singles, veterans, retirees, first-time or repeat buyers – no matter who we serve, our #1 goal is to bring a personal approach to the home financing process. We understand that mortgages are much more than just rates and terms. Kris Wiltfong CEO and President of Capstone Mortgage, LLC
  • Pillar Mortgage LLC
  • 25 Old Kings Road North, Suite 3A, Palm Coast, FL, 32137
  • "At Pillar Mortgage we pride ourselves in having mortgage loan programs for everyone: from low risk buyers to those with less than perfect credit. Our highly trained loan officers work closely with realtors and their perspective buyers in making the loan process a positive experience for all parties, from start to finish."
  • Minnesota VA Mortgage Team
  • 2808 W Broadway Ave, Minneapolis, MN, 55411
  • Our mission is to provide you the tools and manpower necessary to make the most of your VA mortgage benefits. From tracking your Certificate of Eligibility to funding your loan, we are there, every step of the way. You may know that the VA loan program is one of the greatest benefits of military service
  • Satori Mortgage
  • 2808 W Broadway Ave, Minneapolis, MN, 55411
  • Satori Mortgage is a Minneapolis mortgage company with the experience and professionalism to make your dream of owning a home a reality. We know the lending industry inside and out and can provide dedicated mortgage solutions to suit any need and any budget.We offer a variety of mortgage solutions.
  • Walton County’s First Credit Union
  • 1586 US Highway 90 West, Defuniak Springs, FL, 32433
  • Walton County Teachers’ Federal Credit Union is a non-profit financial organization owned and operated by you, the members, for the benefit of all who belong. We were chartered in 1961 to serve all school personnel of the Walton County School Board, in Walton County, Florida. The credit union expanded its field of membership.
  • Farmers Trust & Savings Bank
  • 101 N Main St, Buffalo Center, IA, 50424
  • Farmers Trust and Savings Bank is an employee-owned, community bank with offices in Buffalo Center, Lakota, Britt, Lake Mills and Bricelyn . FTSB strives to make our communities better places to live and work. We specialize in ag lending, and offer a variety of products and services to meet your personal and business needs.