USDA Vs. FHA Pro and Con comparison in Ridgway, Elk County, PA
In 2025, the USDA loan limit for Ridgway, located in Elk county, PA, is set at $336,500. In contrast, for a single-family home, the FHA limit is $472,030.
With the Lendersa® USDA loan calculator, you can compare today's leading USDA vs. FHA rates and determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you decide on the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Ridgway, Elk County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Ridgway, PA
Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. Choose one of the three initial steps to connect with matching lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the government's Department of Agriculture, is commonly known as a USDA rural development loan or USDA mortgage. Available only in rural areas, it contrasts with FHA loans, which require a 3.5% down payment, as USDA mortgages do not require any down payment.
900 Old Roswell Lakes Parkway, Suite 230, Roswell, GA, 30076
Silliman Private Lending is privately funded Georgia Private Lender based out of Roswell GA. With our streamline underwriting process, we close deals in as little time as 48 hours. Specializing in single family residential flips ranging in size from $100,000 to $400,000. We also offer transaction lending for wholesalers.
Southeast Private Lending is a division Northbridge Properties, LLC.
For over 30 years, the private lending group at Southeast Private Lending has been providing hard money loans to individuals who cannot quality for conventional bank loans.
Based out of Atlanta, Georgia, Southeast Private Lending is at the forefront of the hard money lending i
The mission of the Warren-Boynton State Bank is to serve its customers and communities by remaining a strong and stable community bank focused on providing high quality financial products and personal service and also Warren-Boynton State Bank marked 140 years of service as a locally owned and independent community bank.
Intercity State Bank is an independent community bank where we approach things differently. We have been serving Schofield & the surrounding areas for 60 years.Originally chartered in the 1952, Intercity has continued to provide the best personal attention to the needs of the citizens & local business community through the changing decades.
2557 Ashley Phosphate, North Charleston, SC, 29418
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our mission is to serve our customers with honesty, integrity and competence.
Southern Direct Home Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
At Oasis Home Mortgage. We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage or cashing out your home equity. So we make a commitment to you: we will help you qualify
LifeTree Lending, LLC, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates
Southern Illinois Bank offers a comprehensive line of banking products with superior customer service. These products and services are offered through experienced, conscientious and conservative bank personnel who know their customer, their families and their needs. This kind of familiarity instills an extreme sense of customer loyalty.
