USDA VS FHA in Ridgway, Elk County, PA

In 2025, the USDA loan limit for Ridgway, located in Elk county, PA, is set at $336,500. In contrast, for a single-family home, the FHA limit is $472,030.

With the Lendersa® USDA loan calculator, you can compare today's leading USDA vs. FHA rates and determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you decide on the best program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Ridgway, Elk County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Ridgway, PA

Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. Choose one of the three initial steps to connect with matching lenders and explore USDA loan programs.

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What Is a USDA Loan in PA?

A USDA home loan, guaranteed by the government's Department of Agriculture, is commonly known as a USDA rural development loan or USDA mortgage. Available only in rural areas, it contrasts with FHA loans, which require a 3.5% down payment, as USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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