USDA and FHA Pro and Con in Sandy, Clearfield County, PA
In 2025, the USDA loan limit for Sandy, situated in Clearfield county, PA, is $336,500, while the limit for an FHA loan is $472,030 on a single-family home.
Utilize Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, helping determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator facilitates a side-by-side view of USDA, FHA, Conforming, and VA programs, assisting in choosing the best option in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Sandy, County of Clearfield, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Sandy, PA
Lendersa® aims to quickly secure the best USDA or FHA loan for you, without unnecessary hassle. Choose one of the three starting points for connecting with lenders and discovering USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.
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ACIPCO Federal Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial services designed to help them enjoy a better way of life. Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial