USDA Vs. FHA your options comparison in Roaring-Spring, Blair County, PA

For 2025, the USDA loan cap in Roaring-Spring, situated in the county of Blair, PA, is $285,000, compared to the FHA limit, which is $356,362 for a single-family dwelling.

Leverage the Lendersa® USDA loan calculator to compare current USDA versus FHA rates and determine necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, making it easier to choose the right program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Roaring-Spring, Blair, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Roaring-Spring, PA

Lendersa® aims to quickly secure the most suitable USDA or FHA loan for you without hassle. Select from three starting points that pair you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining a USDA Loan in PA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Compass Lending Group LLC
  • 303 Covington Way, Colleyville, TX, 76034
  • We are a full-service mortgage company headquartered in Southlake, Texas. We specialize in every form of Real Estate financing. From your own home, investments properties as well as commercial financing. We also serve multiple states. Whether you are buying a home, relocating to a new area or refinancing,
  • VIP Mortgage Inc.
  • 92 Piazza Lane Ste. 100, Colleyville, TX, 76034
  • VIP Mortgage Inc. we consistently surpass customer expectations regarding our service and experience. We offer a complete array of mortgage loan products with Conventional, FHA and VA programs from a variety of investors. and we have Jumbo loans and other non-conforming mortgage loan services
  • City National Bank TX
  • 1465 West Second Avenue, Corsicana, TX, 75110
  • City National Bank is a privately owned institution that has embodied the spirit of community banking since the inception of bank in 1983.A group of local business leaders recognized the need for community bank that could better serve the area.The initial stock offering was opened up to the community with a several individuals able to participate.
  • Fort Worth Community Credit Union
  • 1905 Forest Ridge Drive, Bedford, TX, 76021
  • FTWCCU is not-for-profit and exists to provide a safe, convenient place for members to save money and receive loans at reasonable rates. At FTWCCU, we believe that meeting the needs of our member-owners, our employees, and the community is fundamental to fulfilling our mission, which states: To be the best choice for friendly and competitive.
  • Efinity Mortgage
  • 1901 Central Drive, Suite 612, Bedford, TX, 76021
  • The Efinity Group family is focused on Changing The Way Consumers view Financial Services. As a privately held firm, our staff is not beholden to sell or push a single line of products. Whether seeking home or auto insurance, seeking financial planning or needing to finance a home,
  • Acquest Lending
  • 2000 E Lamar Blvd, Suite 600, Arlington, TX, 76006
  • Acquest Lending is a privately held mortgage company headquartered in Arlington, TX. Acquest Lending specializes in providing residential mortgage loans for purchase and refinance, with the ultimate goal of offering its customers a host of innovative, competitive loan solutions, utilizing their national resources from a wealth of lending partners.
  • Texas Property Tax Loans
  • 2221 E. Lamar Blvd, Suite 130, Arlington, TX, 76006
  • Texas Property Tax Loans is an FYP company run by local Texans. To provide you with a simple process for quick approval & fast funding for your Texas property tax loan. We service our own loans to guarantee quality service. We take pride in knowing that we take care of our customers & work with them to ensure success through the life of the loan.
  • Liberty County Teachers FCU
  • 3712 North Main Street, Liberty, TX, 77575
  • Liberty County Teachers Federal Credit Union is a full-service, not-for-profit financial cooperative. It was formed for the purpose of encouraging savings by offering a good rate of return on savings and investments, using collective moneys to make loans at competitive, low rates and providing other useful financial resources.
  • Mount Olive Baptist Church Federal Credit Union
  • 514 N L Robinson Drive, Arlington, TX, 76011
  • Mount Olive Baptist Church Federal Credit Union continues to live the credit union mission to provide excellent service to you, our members. The Board of Directors remain committed to providing products and services which will help improve the standard of living and teach you how to be better financial stewards.
  • Micah Mortgage Services Inc
  • 1112 E. Copeland Road, Suite 330, Arlington, TX, 76011
  • Based in the Dallas/Fort Worth area, Micah Mortgage Services, Inc. (“MICAH”) was founded in 2002 by its principals, Rick Boggus and Teresa Jones. The owners boast over 60 years of combined experience in the banking, finance, mortgage, investment banking and regulatory industry and have established MICAH’s reputation through quality performance