USDA and FHA Pro and Con in Roaring-Spring, Blair County, PA

For 2025, the USDA loan cap in Roaring-Spring, situated in the county of Blair, PA, is $285,000, compared to the FHA limit, which is $356,362 for a single-family dwelling.

Leverage the Lendersa® USDA loan calculator to compare current USDA versus FHA rates and determine necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, making it easier to choose the right program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Roaring-Spring, Blair, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Roaring-Spring, PA

Lendersa® aims to quickly secure the most suitable USDA or FHA loan for you without hassle. Select from three starting points that pair you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining a USDA Loan in PA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pineyro Capital Group Inc
  • 11820 Miramar Parkway, Suite 110, Miramar, FL, 33025
  • Pineyro Capital Group Inc. (PCG) is a full service licensed Florida mortgage company operating under NMLS No. 420112. As a leader in the Florida mortgage market, Pineyro Capital Group Inc. specializes in providing Florida mortgage refinancing, home purchases, and debt consolidation home loans including,
  • Heart of Louisiana Credit Union
  • 303 Edgewood Dr, Pineville, LA, 71361
  • Heart of Louisiana Credit Union was founded in 1955 by USDA employees working in Louisiana in Alexandria and Pineville. Since then, Heart has fostered a rich history of helping Central Louisiana residents with all their financial needs. At Heart, we specialize in helping members like family!
  • The Peoples National Bank of Checotah
  • 300 W Gentry, Checotah, OK, 74426
  • Peoples National Bank is headquartered in Checotah OK at the intersection of Interstate 40 and US Highway 69 on Lake Eufaula. PNB takes pride in having served our community since 1911.The main office of PNB is located at 300 West Gentry with our drive-in facility at 310 North Broadway in Checotah.
  • Red Crown Credit Union
  • 5001 E 91st Street, Tulsa, OK, 74137
  • Red Crown Federal Credit Union received its charter on February 8, 1938, from the Farm Credit Administration under the Federal Credit Union Act. The original ten subscribers applied for an association charter to serve “All employees of the Stanolind Oil & Gas Company in the general office, laboratory, and warehouse, residing in Tulsa, Oklahoma.
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  • 9404 S Delaware Ave, Tulsa, OK, 74137
  • Raystar Mortgage LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a mortgage loan
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  • C&R Credit Union
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  • Home Loan Brokers LLC
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  • Aria Mortgage Solutions LLC
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  • ARIA Mortgage Solutions. We are a full-service mortgage company based in Miramar, FL. We specialize in Various residential loans. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.