USDA VS FHA in Roaring-Spring, Blair County, PA

For 2025, the USDA loan cap in Roaring-Spring, situated in the county of Blair, PA, is $285,000, compared to the FHA limit, which is $356,362 for a single-family dwelling.

Leverage the Lendersa® USDA loan calculator to compare current USDA versus FHA rates and determine necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, making it easier to choose the right program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Roaring-Spring, Blair, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Roaring-Spring, PA

Lendersa® aims to quickly secure the most suitable USDA or FHA loan for you without hassle. Select from three starting points that pair you with matching lenders and USDA loan programs.

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Defining a USDA Loan in PA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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