USDA and FHA Pro and Con in Schuylkill, Chester County, PA

In 2025, the USDA loan limit for Schuylkill, in the county of Chester, PA, stands at $381,800, whereas the FHA limit for a single-family home is $529,000.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates and identify the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding in selecting the best program for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Needs in Schuylkill, Chester, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Schuylkill, PA

At Lendersa®, our mission is to provide you with optimal USDA or FHA loans quickly and effortlessly. Begin with one of three starting points to match with lenders and explore USDA loan programs.

Lendersa USDA loan request outcomes

Understanding USDA Loans in PA

USDA home loans, backed by the Department of Agriculture, are also known as USDA rural development loans or mortgages, and are strictly available in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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