USDA VS FHA in West-Vincent, Chester County, PA

In 2025, the USDA loan limit for West-Vincent, situated in Chester county, PA, stands at $345,000, whereas the FHA limit for a single-family home is $431,250.

Utilize Lendersa® USDA loan calculator to compare today's excellent USDA versus FHA rates, and to ascertain the income, credit, reserves, and documentation needed for approval. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, guiding you in choosing the most suitable program for your financial needs in .

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Loan Limits and Down Payment Requirements for 2025 in West-Vincent, Chester, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in West-Vincent, PA

Lendersa® is committed to swiftly providing you with the most favorable USDA or FHA loan without fuss. Select one of three entry points to connect with lenders and explore USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages demand no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Verge Funding Group
  • 610 Old Lancaster Rd, Bryn Mawr, PA, 19010
  • Verge Funding Group is a women-owned business in Bryn Mawr, PA that helps businesses gain access to working capital for their day-to-day operations and growth. When banks say no, we say yes.We offer honest and transparent financial solutions with exceptional customer service and support.
  • Rehab Financial Group, LP
  • 1062 Lancaster Ave, Suite 15C, Rosemont, PA, 19010
  • Rehab Financial Group, LP is a Rehab & Hard Money Lender helping real estate investors purchase and rehab non-owner occupied 1-4 family investment properties. We provide funding for 100% of the purchase and 100% of the rehab costs. Our loans are for 12-months (interest only payments), allowing investors to rehab a property that otherwise would no
  • WORLD TRADE MORTGAGE LLC
  • 1571 General Patton Drive, Downingtown, PA, 19335
  • World Trade Mortgage is a Pennsylvania Mortgage Broker located in Chester County. Our Senior Management has over 20 years of experience in the mortgage industry and related financial fields. Since inception we have focused on building our business one mortgage at a time. We value each and every customer
  • NORSTAR MORTGAGE SERVICES INC.
  • 2066 Big Rd, Gilbertsville, PA, 19525
  • Norstar Mortgage Team is committed to providing clients with the highest quality Pennsylvania home loans combined with some of the lowest wholesale mortgage rates available . Whether you are a first time home buyer, purchasing your dream home, refinancing an existing loan, consolidating debt or need cash out for any reason our highly experienced
  • Norristown Bell Credit Union
  • 1407 Erbs Mill Road, Blue Bell, PA, 19422
  • Our credit union was originally chartered in 1940 by Bell Atlantic (formerly known as Bell of PA, now Verizon). Tired of the poor service offered by local banks and other financial institutions, the credit union was formed to provide better loan and savings rates, as well as the personal financial attention they felt everyone deserved.
  • Vantage Point Mortgage
  • 401 Old Penllyn Pike, 2nd Floor, Blue Bell, PA, 19422
  • Vantage Point Mortgage is committed to delivering quality service to all of its customers. We offer a wide range of mortgage products and provide a variety of financial services to our new and current mortgage holders.Outstanding customer service is always our number one priority – we put our customer’s needs and requirements first.
  • Northeast Equitable Mortgage LLC
  • 488 Norristown Rd, Suite 241, Blue Bell, PA, 19422
  • Northeast Equitable Mortgage, we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website
  • Local 1776 Federal Credit Union
  • 3031 Walton Road, Building A, Suite 310, Plymouth Meeting, PA, 19462
  • The mission of the United Food and Commercial Workers Local 1776 Federal Credit Union is to provide financial services and assistance for the members of the credit union in a friendly personal manner To assist the members of this Credit Union with all financial and borrowing needs at the lowest possible cost.
  • Philadelphia Mortgage Advisors, Inc.
  • 600 W. Germantown Pike, Suite 270, Plymouth Meeting, PA, 19462
  • Philadelphia Mortgage Advisors is an independent mortgage lender licensed in Pennsylvania, New Jersey, Delaware, Florida, Maryland and Virginia. At Philadelphia Mortgage Advisors we believe – and recent history has shown - that in the banking and mortgage industry, bigger is not always better. We are a group of mortgage professionals
  • KB Mortgage LLC
  • 26 Colonial Drive, Perkiomenville, PA, 18074
  • KB Mortgage LLC operates under the key principles of the Triple Bottom Line recognizing that people and the planet are as important as profits.This sustainable business model enables us to consistently offer the lowest possible mortgage rates. This sustainable business model enables us to consistently offer the lowest possible mortgage rates.
  • Countryside Lending Group LLC
  • 315 N. Bobbin Mill Lane, Broomall, PA, 19008
  • Countryside Lending Group LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.