USDA VS FHA in Franklin, York County, PA

In 2025, USDA loan limit in Franklin, county of York, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Franklin, county of York, PA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Franklin, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Zachary Karp Mortgage Team
  • 1300 E Woodfield Rd, Suite 304, Schaumburg, IL, 60173
  • Zachary Karp Mortgage Team understands that a home is one of the most important financial decisions you’ll make. A home can have more value than just an investment though; it’s where you raise your family, become engulfed in a community, and never question the feeling of home.and Zachary Karp is your local and trusted Schaumburg mortgage lender.
  • HomeTrust Mortgage Corporation
  • 1475 E Woodfield Rd, Suite 110, Schaumburg, IL, 60173
  • HomeTrust Mortgage Corporation is a Mortgage Banker that provides high quality financial services to the public. HomeTrust was founded in 1995 It is our mission to provide high quality mortgage programs at the most competitive rates. We fund Conventional, FHA, VA, and Jumbo mortgages tailored to your unique situation.
  • MembersFirst Credit Union
  • 2476 Lawrenceville Hwy, Decatur, GA, 30033
  • Established in 1953, and named by and for its members, MembersFirst Credit Union has a tradition of serving those who serve others. The vast majority of our members provide daily care and nurturing to our loved ones. We proudly partner with some of the best healthcare facilities in the state of Georgia
  • Georgia Primary Bank
  • 3880 Roswell Road Northeast, Atlanta, GA, 30342
  • When we formed back in 2007, we felt that our community deserved the personal and professional service that only a local bank could deliver. We made it our goal to ingrain ourselves into the community, to learn its unique needs and to take our knowledge to serve the business owners, entrepreneurs, homeowners and consumers in our market.
  • Northside Federal Credit Union
  • 980 Johnson Ferry Road, Suite 190, Atlanta, GA, 30342
  • Northside Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid
  • Katz Mortgage Team
  • 800 Johnson Ferry Rd, Atlanta, GA, 30342
  • We are a direct lender and are approved as a seller and servicer by the Federal National Mortgage Association (Fannie Mae) and the Government National Mortgage Association (Ginnie Mae). We operate as a Federal Housing Administration (FHA) Direct Endorsement Lender and a Veterans Administration (VA) authorized underwriter.
  • White Oak Financial Corp
  • 5640 Lake Forrest Drive, Atlanta, GA, 30342
  • White Oak Financial to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and your financial goals. At White Oak Financial, we understand that people buy homes for different reasons.
  • Commercial Loan Direct
  • 5555 Glenridge Connector 2nd Floor, Atlanta, GA, 30342
  • Commercial Loan Direct (CLD Capital) is a correspondent and an mortgage banker. Commercial Loan Direct has partnered with institutional investors, Fannie Mae, Freddie Mac, FHA, SBA, USDA, life insurance companies, banks and real estate investment trusts to bring you a wide selection of additional financing vehicles.