In 2025, the USDA loan limit for Franklin, situated in York county, PA, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates and identify the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA programs side by side, aiding in choosing the best option for your financial situation in Alabama.
2025 Loan Limits and Down Payment Requirements in Franklin, York County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Exploring USDA and FHA Loan Options in Franklin, PA
The aim of Lendersa® is to quickly connect you with the best USDA or FHA loan available without hassle. Choose one of three initial paths to align with lenders and USDA loan programs.
A USDA home loan is insured by the government through the Department of Agriculture, also referred to as a USDA rural development loan. Available exclusively in rural settings, it differs from FHA loans as it requires no down payment, whereas FHA loans mandate a minimum 3.5% down payment.
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