USDA and FHA Pro and Con in South-Union, Fayette County, PA
For 2026, the USDA loan limit in South-Union, situated in Fayette county of PA, is $285,000. In comparison, the FHA cap for a single-family home stands at $356,362.
Use the Lendersa® USDA loan calculator to analyze the best current rate offerings for USDA and FHA. It will help you determine necessary income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side, aiding you to choose the best program in corresponding to your financial scenario.
2026 Loan Limits and Down Payment Requirements in South-Union, County of Fayette, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Opportunities in South-Union, PA
Lendersa® aims to promptly connect you with the best possible USDA or FHA loan without unnecessary hassle. Choose one of three starting points to align with lenders and explore USDA loan programs.
The USDA home loan, often called a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not necessitate any down payment.
Frick Financial Federal Credit Union (formerly known as Frick Tri-County Federal Credit Union) has been open since 1962. The credit union has assets totaling $117.08 Million and provides banking services to more than 9, 000 members as of March 2022. The credit union is a community-based financial institution.
Fayette Federal Employees Federal Credit Union has been open since 1955. The credit union has assets totaling $15.33 Million and provides banking services to more than 1, 000 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing services to government employee members.
The Fayette County School Employees Credit Union was founded by Mahlon Franks in February, 1939 & was charted as a state financial institution. Our field of membership for many years included the employees & their immediate family members of the Fayette County schools. More recently, the credit union expanded its field of membership to any student.
1253 University Drive, Suite 100, Dunbar, PA, 15431
Lends in Pennsylvania
Allegheny Central Employees Federal Credit Union As a full-service operation, we continue to grow and prosper in our office in Dunbar. Led by a competent seven-member Board and three experienced staff members, we are poised and anxious for the bright future that lies ahead.We invite anyone who has any interest in our operation to stop by and meet o
241 North Pittsburgh Street, Connellsville, PA, 15425
Lends in Pennsylvania
Glass Cap Federal Credit Union was first chartered in 1960 and Glass Cap Federal Credit Union is a non-profit financial institution owned and operated by its members. Our sole purpose is to assist our members in sound management of their financial affairs by offering the best service and products at the lowest possible cost
Mon Valley Community Federal Credit Union has been open since 1937. The credit union has assets totaling $177.69 Million and provides banking services to more than 9, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
This credit union was organized in October, of 1968, to promote thrift among its members and to accumulate a fund from these savings to make needed loans to members. We started out at Allied Chemical in Newell, PA with a small amount of members and have grown to today with members exceeding over 900 and assets over $6, 000, 000.
Cal-Ed Federal Credit Union has been open since 1960. The credit union has assets totaling $22.67 Million and provides banking services to more than 5, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
