USDA and FHA Pro and Con in South-Union, Fayette County, PA

For 2025, the USDA loan limit in South-Union, situated in Fayette county of PA, is $285,000. In comparison, the FHA cap for a single-family home stands at $356,362.

Use the Lendersa® USDA loan calculator to analyze the best current rate offerings for USDA and FHA. It will help you determine necessary income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side, aiding you to choose the best program in corresponding to your financial scenario.

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2025 Loan Limits and Down Payment Requirements in South-Union, County of Fayette, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in South-Union, PA

Lendersa® aims to promptly connect you with the best possible USDA or FHA loan without unnecessary hassle. Choose one of three starting points to align with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, often called a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • IMAX MORTGAGE LLC
  • 2550 Bobcat Blvd, Suite 104, Trophy Club, TX, 76262
  • iMAX Mortgage is a full service mortgage broker company helping families throughout Texas live the dream of home ownership. Ray and his team will walk you through each loan program, whether it's USDA Loan, VA, FHA, or Conv financing. imaxmortgage.com is your online resource for personalized mortgage solutions
  • Mortgage 4 U, LLC
  • 99 Trophy Club Dr, Trophy Club, TX, 76262
  • We specialize in a variety of mortgage services aimed at helping to secure all of your property-financing needs.Ask about residential & commercial loan options, including niche & portfolio loans, to help achieve your real estate investment goals.Mortgage 4 U is an independent mortgage lender for those seeking competitive rates & excellent service.
  • Compass Lending Group LLC
  • 303 Covington Way, Colleyville, TX, 76034
  • We are a full-service mortgage company headquartered in Southlake, Texas. We specialize in every form of Real Estate financing. From your own home, investments properties as well as commercial financing. We also serve multiple states. Whether you are buying a home, relocating to a new area or refinancing,
  • VIP Mortgage Inc.
  • 92 Piazza Lane Ste. 100, Colleyville, TX, 76034
  • VIP Mortgage Inc. we consistently surpass customer expectations regarding our service and experience. We offer a complete array of mortgage loan products with Conventional, FHA and VA programs from a variety of investors. and we have Jumbo loans and other non-conforming mortgage loan services
  • City National Bank TX
  • 1465 West Second Avenue, Corsicana, TX, 75110
  • City National Bank is a privately owned institution that has embodied the spirit of community banking since the inception of bank in 1983.A group of local business leaders recognized the need for community bank that could better serve the area.The initial stock offering was opened up to the community with a several individuals able to participate.
  • Fort Worth Community Credit Union
  • 1905 Forest Ridge Drive, Bedford, TX, 76021
  • FTWCCU is not-for-profit and exists to provide a safe, convenient place for members to save money and receive loans at reasonable rates. At FTWCCU, we believe that meeting the needs of our member-owners, our employees, and the community is fundamental to fulfilling our mission, which states: To be the best choice for friendly and competitive.
  • Efinity Mortgage
  • 1901 Central Drive, Suite 612, Bedford, TX, 76021
  • The Efinity Group family is focused on Changing The Way Consumers view Financial Services. As a privately held firm, our staff is not beholden to sell or push a single line of products. Whether seeking home or auto insurance, seeking financial planning or needing to finance a home,
  • Acquest Lending
  • 2000 E Lamar Blvd, Suite 600, Arlington, TX, 76006
  • Acquest Lending is a privately held mortgage company headquartered in Arlington, TX. Acquest Lending specializes in providing residential mortgage loans for purchase and refinance, with the ultimate goal of offering its customers a host of innovative, competitive loan solutions, utilizing their national resources from a wealth of lending partners.