USDA Vs. FHA Pro and Con comparison in North-Union, Fayette County, PA

In 2025, the USDA loan limit for North-Union, in Fayette county, PA, is set at $285,000. For a single-family home, the FHA limit is $356,362.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. This tool helps determine the needed income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best choice for your financial condition in Alabama.

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2025 Loan Limits and Down Payment Requirements in North-Union, Fayette County, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in North-Union, PA

Lendersa® works to secure the most suitable USDA or FHA loan for you quickly and without hassle. Choose from three starting strategies to find matching lenders and USDA loan programs tailored for your requirements.

Lendersa USDA loan request and result matching

Understanding USDA Loans in PA

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is solely available for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans necessitate no down payment, broadening accessibility.

Enter your location to find out if it qualifies for USDA rural housing loan?



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