USDA Vs. FHA your options comparison in North-Union, Fayette County, PA

In 2026, the USDA loan limit for North-Union, in Fayette county, PA, is set at $285,000. For a single-family home, the FHA limit is $356,362.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. This tool helps determine the needed income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best choice for your financial condition in Alabama.

Explore loan offers from a network of 100 lenders

2026 Loan Limits and Down Payment Requirements in North-Union, Fayette County, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in North-Union, PA

Lendersa® works to secure the most suitable USDA or FHA loan for you quickly and without hassle. Choose from three starting strategies to find matching lenders and USDA loan programs tailored for your requirements.

Lendersa USDA loan request and result matching

Understanding USDA Loans in PA

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is solely available for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans necessitate no down payment, broadening accessibility.

Enter your location to find out if it qualifies for USDA rural housing loan?



North-Union Lenders

  • Frick Financial Federal Credit Union
  • 235 Pittsburgh Street, Uniontown, PA, 15401
  • Lends in Pennsylvania
  • Frick Financial Federal Credit Union (formerly known as Frick Tri-County Federal Credit Union) has been open since 1962. The credit union has assets totaling $117.08 Million and provides banking services to more than 9, 000 members as of March 2022. The credit union is a community-based financial institution.

  • Fayette Federal Employees Federal Credit Union
  • 364 Morgantown Street, Uniontown, PA, 15401
  • Lends in Pennsylvania
  • Fayette Federal Employees Federal Credit Union has been open since 1955. The credit union has assets totaling $15.33 Million and provides banking services to more than 1, 000 members as of March 2022.

    The credit union is a not-for-profit, member-owned financial cooperative providing services to government employee members.

  • Fayette County School Employees Credit Union
  • 193 Edison Street, Uniontown, PA, 15401
  • Lends in Pennsylvania
  • The Fayette County School Employees Credit Union was founded by Mahlon Franks in February, 1939 & was charted as a state financial institution. Our field of membership for many years included the employees & their immediate family members of the Fayette County schools. More recently, the credit union expanded its field of membership to any student.

  • Allegheny Central Employees Federal Credit Union
  • 1253 University Drive, Suite 100, Dunbar, PA, 15431
  • Lends in Pennsylvania
  • Allegheny Central Employees Federal Credit Union As a full-service operation, we continue to grow and prosper in our office in Dunbar. Led by a competent seven-member Board and three experienced staff members, we are poised and anxious for the bright future that lies ahead.We invite anyone who has any interest in our operation to stop by and meet o

  • Glass Cap Federal Credit Union
  • 241 North Pittsburgh Street, Connellsville, PA, 15425
  • Lends in Pennsylvania
  • Glass Cap Federal Credit Union was first chartered in 1960 and Glass Cap Federal Credit Union is a non-profit financial institution owned and operated by its members. Our sole purpose is to assist our members in sound management of their financial affairs by offering the best service and products at the lowest possible cost

  • Mon Valley Community Federal Credit Union
  • 1932 Main Street, Allenport, PA, 15412
  • Lends in Pennsylvania
  • Mon Valley Community Federal Credit Union has been open since 1937. The credit union has assets totaling $177.69 Million and provides banking services to more than 9, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Newell Federal Credit Union
  • 309 Long Street, Newell, PA, 15466
  • Lends in Pennsylvania
  • This credit union was organized in October, of 1968, to promote thrift among its members and to accumulate a fund from these savings to make needed loans to members. We started out at Allied Chemical in Newell, PA with a small amount of members and have grown to today with members exceeding over 900 and assets over $6, 000, 000.

  • Cal-Ed FCU
  • 100 Technology Drive, Coal Center, PA, 15423
  • Lends in Pennsylvania
  • Cal-Ed Federal Credit Union has been open since 1960. The credit union has assets totaling $22.67 Million and provides banking services to more than 5, 000 members.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups

  • BVA Federal Credit Union
  • 608 Rostraver Road, Belle Vernon, PA, 15012
  • Lends in Pennsylvania
  • BVA Federal Credit Union’s main objective is to provide outstanding financial services to its members. The credit union was chartered in 1966 as Rostraver Federal Credit Union. In 1969 the charter name was changed to Belle Vernon School Employees Federal Credit Union. The name changed again in 1999 to BVA Federal Credit Union