USDA and FHA Pro and Con in Uniontown, Fayette County, PA

In 2026, the USDA loan limit for Uniontown, within Fayette county, PA, is $336,500. By comparison, the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to compare the current top rates between USDA and FHA, and identify the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows a comparison of USDA, FHA, Conforming, and VA programs side by side, aiding you in choosing the program that best fits your financial circumstances in .

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Loan Limits and Down Payment Requirements in 2026 for Uniontown, Fayette, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Uniontown, PA

The aim of Lendersa® is to quickly secure you the best USDA or FHA loan without complication. Choose one of three starting points to connect with matched lenders and suitable USDA loan offerings.

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Understanding USDA Loans in PA

The USDA home loan, also referred to as the USDA mortgage or rural development loan, is guaranteed by the Department of Agriculture and exclusively available in rural areas. While FHA loans have a minimum down payment requirement of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Uniontown Lenders

  • Frick Financial Federal Credit Union
  • 235 Pittsburgh Street, Uniontown, PA, 15401
  • Lends in Pennsylvania
  • Frick Financial Federal Credit Union (formerly known as Frick Tri-County Federal Credit Union) has been open since 1962. The credit union has assets totaling $117.08 Million and provides banking services to more than 9, 000 members as of March 2022. The credit union is a community-based financial institution.

  • Fayette Federal Employees Federal Credit Union
  • 364 Morgantown Street, Uniontown, PA, 15401
  • Lends in Pennsylvania
  • Fayette Federal Employees Federal Credit Union has been open since 1955. The credit union has assets totaling $15.33 Million and provides banking services to more than 1, 000 members as of March 2022.

    The credit union is a not-for-profit, member-owned financial cooperative providing services to government employee members.

  • Fayette County School Employees Credit Union
  • 193 Edison Street, Uniontown, PA, 15401
  • Lends in Pennsylvania
  • The Fayette County School Employees Credit Union was founded by Mahlon Franks in February, 1939 & was charted as a state financial institution. Our field of membership for many years included the employees & their immediate family members of the Fayette County schools. More recently, the credit union expanded its field of membership to any student.

  • Allegheny Central Employees Federal Credit Union
  • 1253 University Drive, Suite 100, Dunbar, PA, 15431
  • Lends in Pennsylvania
  • Allegheny Central Employees Federal Credit Union As a full-service operation, we continue to grow and prosper in our office in Dunbar. Led by a competent seven-member Board and three experienced staff members, we are poised and anxious for the bright future that lies ahead.We invite anyone who has any interest in our operation to stop by and meet o

  • Glass Cap Federal Credit Union
  • 241 North Pittsburgh Street, Connellsville, PA, 15425
  • Lends in Pennsylvania
  • Glass Cap Federal Credit Union was first chartered in 1960 and Glass Cap Federal Credit Union is a non-profit financial institution owned and operated by its members. Our sole purpose is to assist our members in sound management of their financial affairs by offering the best service and products at the lowest possible cost

  • Newell Federal Credit Union
  • 309 Long Street, Newell, PA, 15466
  • Lends in Pennsylvania
  • This credit union was organized in October, of 1968, to promote thrift among its members and to accumulate a fund from these savings to make needed loans to members. We started out at Allied Chemical in Newell, PA with a small amount of members and have grown to today with members exceeding over 900 and assets over $6, 000, 000.

  • Mon Valley Community Federal Credit Union
  • 1932 Main Street, Allenport, PA, 15412
  • Lends in Pennsylvania
  • Mon Valley Community Federal Credit Union has been open since 1937. The credit union has assets totaling $177.69 Million and provides banking services to more than 9, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Cal-Ed FCU
  • 100 Technology Drive, Coal Center, PA, 15423
  • Lends in Pennsylvania
  • Cal-Ed Federal Credit Union has been open since 1960. The credit union has assets totaling $22.67 Million and provides banking services to more than 5, 000 members.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups

  • BVA Federal Credit Union
  • 608 Rostraver Road, Belle Vernon, PA, 15012
  • Lends in Pennsylvania
  • BVA Federal Credit Union’s main objective is to provide outstanding financial services to its members. The credit union was chartered in 1966 as Rostraver Federal Credit Union. In 1969 the charter name was changed to Belle Vernon School Employees Federal Credit Union. The name changed again in 1999 to BVA Federal Credit Union