USDA and FHA Pro and Con in Uniontown, Fayette County, PA

In 2025, the USDA loan limit for Uniontown, within Fayette county, PA, is $336,500. By comparison, the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s USDA loan calculator to compare the current top rates between USDA and FHA, and identify the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows a comparison of USDA, FHA, Conforming, and VA programs side by side, aiding you in choosing the program that best fits your financial circumstances in .

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Loan Limits and Down Payment Requirements in 2025 for Uniontown, Fayette, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Uniontown, PA

The aim of Lendersa® is to quickly secure you the best USDA or FHA loan without complication. Choose one of three starting points to connect with matched lenders and suitable USDA loan offerings.

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Understanding USDA Loans in PA

The USDA home loan, also referred to as the USDA mortgage or rural development loan, is guaranteed by the Department of Agriculture and exclusively available in rural areas. While FHA loans have a minimum down payment requirement of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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