USDA VS FHA in Tarentum, Allegheny County, PA

In 2025, the USDA loan limit set for Tarentum, in the county of Allegheny, PA, is $336,500. Meanwhile, the FHA limit for a single-family home in this area is $472,030. Understanding these limits is essential for prospective borrowers as they plan their financing for home purchases.

Utilize the Lendersa® USDA loan calculator to effectively compare today's top USDA versus FHA rates and determine the qualifications needed, including income, credit, reserves, and documentation. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting in selecting the most suitable program for your financial context in . This allows for data-driven decisions by offering a comprehensive analysis of each option.

Explore loan offers from a selection of 100 lenders, expanding your reach to find the best terms available.

2025 Loan Limits and Down Payment Requirements in Tarentum, County of Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Tarentum, PA

Lendersa® is dedicated to helping you quickly secure the ideal USDA or FHA loan with minimal hassle. Select from three starting strategies to align with matching lenders and identify USDA loan programs tailored to your needs. This flexibility provides optimal solutions for individual financing requirements.

Lendersa USDA loan request and matching results

What is a USDA Loan in PA?

A USDA home loan, guaranteed by the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is available solely for rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans do not require any down payment, making them particularly appealing to eligible buyers in rural communities seeking affordable home financing solutions.

Enter your location to find out if it qualifies for USDA rural housing loan?



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