USDA and FHA Pro and Con in West-Deer, Allegheny County, PA

In the year 2025, the USDA loan allowance in West-Deer, located in Allegheny county, PA, amounts to $285,000. Concurrently, the FHA cap for a single-family dwelling is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate the most favorable rates accessible today for USDA versus FHA loans. Our calculator also outlines the necessary income, credit scores, reserves, and documents required for qualification. This comprehensive mortgage tool compares side by side the USDA, FHA, Conforming, and VA programs, assisting you in determining the ideal plan for your financial circumstances in .

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2025 Loan Limits and Downpayment Criteria in West-Deer, Allegheny County, PA

Loan Type Maximum Allowed Required Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Opportunities in West-Deer, PA

Lendersa® is dedicated to swiftly securing the most suitable USDA or FHA loan for you with minimal effort. Choose from three methods to find matching lenders and USDA loan options.

Lendersa USDA loan inquiry and pairing outcomes

Understanding USDA Loans in PA

A USDA home loan, backed by the Department of Agriculture, is often known as a USDA rural development loan or USDA mortgage and is meant for rural locales. In contrast to FHA loans necessitating at least a 3.5% down payment, USDA mortgages demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Premier Mortgage Consultants LTD
  • 14700 Detroit Ave, Suite 3, Lakewood, OH, 44107
  • As a direct lender, we're able to offer competitive pricing, rates and timely closings. We know that each customer has specific needs, so we strive to satisfy with a wide array of mortgage loan products, investment tools, and of course quality service and individual attention. We lend in four states - North Carolina, Tennessee, Minnesota and Ohio.
  • North Coast Credit Union
  • 22735 Lorain Road, Fairview Park, OH, 44126
  • North Coast Credit Union (NCCU) is a member owned not for profit credit union located in Fairview Park, OH. NCCU offers members a variety of deposit options from Free Checking and Free Savings accounts to online banking, remote deposit. We also offer members Free Notary Service and Free Credit Review.
  • Rockway Mortgage Company, Inc.
  • 20525 Center Ridge Rd, Suite 138, Rocky River, OH, 44116
  • Rockway Mortgage Company, Inc mission is to serve our customers with honesty, integrity and competence while keeping our customers best interest at heart. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • HomePromise Corporation
  • 60 South Washington Street, Suite 106, Greencastle, PA, 17225
  • HomePromise helps you find the loan that is right for you.We make the entire lending process easy, fast, & more efficient—& we do it all with a passion for helping you get the money you need & the respect you deserve.Whether you want to pay off high interest credit cards, refinance, or simply need cash, HomePromise can help you get the loan you nee
  • Patriot Federal Credit Union
  • 800 Wayne Ave, Chambersburg, PA, 17201
  • Patriot Federal Credit Union has been helping members achieve financial success in our community since 1965, when the Credit Union was first formed.Patriot is governed by member-volunteers elected to the Board of Directors and managed by experienced financial professionals.We are committed to serving all your financial needs and developing a solid.
  • JET Mortgage Services, LLC.
  • 1972 Wenger Lane, Chambersburg, PA, 17201
  • JET Mortgage Services, LLC is a different kind of mortgage broker. We take the time to get to know our clients and really understand what their mortgage goals are. We believe that personal relationship is the best way to ensure that YOU get the best mortgage. After all, we work for you!
  • WILLIAMSTOWN BANK
  • 435 Highland Avenue, Williamstown, WV, 26187
  • Williamstown Bank, Inc. is a locally owned and operated community bank serving Wood County, WV and the surrounding area. Founded in 1919, Williamstown Bank understands the needs of customers evolve over time, and we are excited to offer a unique blend of the most up to date technology with the personalized service
  • Eastern Panhandle Fed CU
  • 36 GM Access Road, Martinsburg, WV, 25403
  • Eastern Panhandle Federal Credit Union was originally chartered in January of 1970 as the Eastern Auto Workers Federal Credit Union. The purpose was to serve the workers and families of the General Motors parts and distribution facility here in Martinsburg. We have evolved over the years and changed with the times