USDA Vs. FHA your options comparison in West-Deer, Allegheny County, PA

In the year 2025, the USDA loan allowance in West-Deer, located in Allegheny county, PA, amounts to $285,000. Concurrently, the FHA cap for a single-family dwelling is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate the most favorable rates accessible today for USDA versus FHA loans. Our calculator also outlines the necessary income, credit scores, reserves, and documents required for qualification. This comprehensive mortgage tool compares side by side the USDA, FHA, Conforming, and VA programs, assisting you in determining the ideal plan for your financial circumstances in .

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2025 Loan Limits and Downpayment Criteria in West-Deer, Allegheny County, PA

Loan Type Maximum Allowed Required Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Opportunities in West-Deer, PA

Lendersa® is dedicated to swiftly securing the most suitable USDA or FHA loan for you with minimal effort. Choose from three methods to find matching lenders and USDA loan options.

Lendersa USDA loan inquiry and pairing outcomes

Understanding USDA Loans in PA

A USDA home loan, backed by the Department of Agriculture, is often known as a USDA rural development loan or USDA mortgage and is meant for rural locales. In contrast to FHA loans necessitating at least a 3.5% down payment, USDA mortgages demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • GM MORTGAGE & REALTY
  • PO Box 8249, Rancho Santa Fe, CA, 92067
  • GM Mortgage and Realty was founded in 1976 and was officially incorporated in 1986. Its founder, Jerry Manson, had a saying that still sticks to this day, “Promise only what you can deliver, and deliver what you promise.” Spanning three family generations, Jerry’s son John took over as president in 1995.
  • Executive Home Loans
  • 2240 Otay Lakes Rd, Suite 306, Chula Vista, CA, 91915
  • Realty Executives Dillon brand originated in 1994 by Teresa "Terri"​ Dillon. Our brand has stood for integrity and quality for almost 30 years. As the tides change in many of the U.S. markets and throughout the world, the next generation of home buyers and sellers can expect the same level of expertise that Realty Executives.
  • MountainCrest Credit Union
  • 3710 168th Street NE, Suite A108, Arlington, WA, 98223
  • Our mission statement is our reason for being. It represents the tenet by which we operate the credit union every day for our members. We excel in personal, professional & friendly service that helps us stand out among all financial institutions in the area. The purpose of the MountainCrest CU is to provide sound, quality financial services.
  • Destiny Six Financial
  • 6904 Federal Boulevard, Lemon Grove, CA, 91945
  • Destiny Six Financial, a family owned and operated, real estate and mortgage company. We have been serving southern California for over 20+ years. At Destiny Six Financial, we strive to treat every client with the respect and personal service that you deserve. We understand the big commitment you are making in buying or selling a home
  • Labrador Consulting Inc.
  • 2844 Camino Serbal, Carlsbad, CA, 92009
  • Labrador Consulting Inc. was founded in 2008. We specialize in an assortment of home loan products for California home owners.Our team is committed to providing our clients with the best advice with a goal of complete customer satisfaction. Whether you are purchasing your dream home, refinancing your current loan.
  • Progressive Mortgage Solutions
  • 7035 Via Candrejo, Carlsbad, CA, 92009
  • We pledge to provide education, guidance, and resources to help our clients achieve financial goals and to improve their financial stability. We are committed to maintain a superior level of integrity and customer service in order our clients to feel empowered to make important financial decisions during and after loan transaction process.
  • Enact Partners
  • 7668 El Camino Real, Carlsbad, CA, 92009
  • Enact Partners is a hard money lender providing business purpose loans that are collateralized by real estate. Located in Southern California, we pride ourselves on customer service, fast and efficient loan validation, allowing you to be an effective real estate entrepreneur. We build customized investment portfolios secured by real estate.
  • Enact Partners
  • 7668 El Camino Real, Ste 104-128, Carlsbad, CA, 92009
  • We are a team of Real Estate professionals with over 50 years of combined experience. As Investors ourselves, we have developed, rehabilitated, lent on, invested in approximately $1 billion dollars in real estate; we appreciate the importance of securing reliable and predictable funding and investment solutions.