USDA Loan Vs. FHA loan pro & con for Springdale, Allegheny County, PA

In 2025, USDA loan limit in Springdale, county of Allegheny, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Springdale, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(877) 322-9530 313 miles Lender's profile and map Reviews First Financial Bank 201 North Broadway Street, Greensburg, IN, 47240 First Financial Bank has been in the business of client service and success for more than 150 years. With more than 150 banking centers across Ohio, Indiana, Kentucky and Illinois, we combine world-class financial expertise with personal community service that builds lifelong relationships.
(757) 423-2185 314 miles Lender's profile and map Reviews Port of Hampton Roads ILA Federal Credit Union 1355 International Terminal Boulevard, Suite 102, Norfolk, VA, 23505 The Port of Hampton Roads ILA Federal Credit Union is a financial institution owned and controlled by it's members. It continues to exist solely for the financial benefit of it's members through their ability to save money in the form of Share (deposits), purchasing of savings certificates (certificates of deposits) and other savings mechanisms.
(914) 762-3372 314 miles Lender's profile and map Reviews Sing Sing Employees Federal Credit Union 2 Church Street, Suite 204, Ossining, NY, 10562 SSEFCU is a member-owned financial cooperative providing financial banking services to multiple employee groups, but primarily serves select state, and local government employees. Membership is also open to immediate family of current members. We offer banking services like savings, checking, and loan accounts; with great rates and lower fees
(336) 882-7800 314 miles Lender's profile and map Reviews The Mortgage Hotline Inc 2201 Eastchester Drive, Suite 107, High Point, NC, 27265 We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
(212) 850-4848 314 miles Lender's profile and map Reviews Emigrant Mortgage Co Inc 7 Westchester Plz, Suite 229, Elmsford, NY, 10523 Emigrant Mortgage Company, Inc. (Emigrant) is a direct lender specializing in creative financing for residential properties. Headquartered in Elmsford, New York, Emigrant is a wholly owned subsidiary of Emigrant Bank, which has been serving the credit and banking needs of the New York community for more than 169 years.
(336) 852-7511 314 miles Lender's profile and map Reviews Internal Revenue Employees Federal Credit Union 4905 Koger Boulevard, Suite 2-000, Greensboro, NC, 27407 Internal Revenue Employees Federal Credit Union (IREFCU) was chartered on February 17, 1940 with nine members and total assets of $65. Today there are 1283 members and total assets of $25 million and growing! In order to become a member of IREFCU, you must be currently employed by the IRS with a post duty inNorth or South Carolina.
(336) 907-2061 314 miles Lender's profile and map Reviews Encore Commercial Capital Corporation 2302 W Meadowview Dr, Greensboro, NC, 27407 Encore was established in 2011 with a mission to provide commercial real estate loans. In 2016 the company made the decision to offer business loans to SMB"S.The need for non-traditional financing solutions is always in demand, and Encore is here to service those that may or may not be bankable.
(336) 740-9068 314 miles Lender's profile and map Reviews Mortgages by Jill 308E Pomona Drive, Greensboro, NC, 27407 Jill Burgess (NMLS #100425) has personally funded over 2 billion dollars in mortgage loans over her career spanning 30 years. She has earned the respect of her peers and her clients. She has been described time and time again be her clients and colleagues as Professional, Personal, Passionate.
(914) 946-6200 314 miles Lender's profile and map Reviews Educational & Governmental Employees FCU 333 N Central Avenue, Hartsdale, NY, 10530 Established in 1937, Educational and Governmental Employees Federal Credit Union is a safe, secure, and full service financial institution, serving nearly 7, 300 members. We pride ourselves on offering outstanding service and providing members with the tools and resources for a brighter financial future.
(989) 835-7794 314 miles Lender's profile and map Reviews Dow Chemical Employees' Credit Union 600 E Lyon Road, Midland, MI, 48640 Dow Chemical Employees’ Credit Union was the 182nd credit union organized in the State of Michigan. In 1937, the country was still in the throes of a severe economic depression that underscored the need for a workable financial plan to enable Dow employees to save for emergencies and obtain convenient, low-cost credit.
(269) 649-1371 314 miles Lender's profile and map Reviews Classic Mortgage Corporation 104 S Michigan Ave, Vicksburg, MI, 49097 Classic Mortgage Corporation is a mortgage broker and lender and we opened our doors in 1994. As an independent mortgage broker, Classic Mortgage Corporation has steadily built a reputation for providing prompt, personal service and a broad array of competitive mortgage products.