USDA Vs. FHA your options comparison in Springdale, Allegheny County, PA

For the year 2025, the USDA loan limit in Springdale, within the county of Allegheny, PA, is set at $336,500. In contrast, the FHA loan limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare top USDA and FHA rates available today. It helps you identify the income, credit score, reserves, and documentation prerequisites for qualification. With our sophisticated mortgage calculator, you can easily view USDA, FHA, Conforming, and VA loans side by side, simplifying the decision on which program is ideally suited for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Springdale, Allegheny County, PA

Loan Type Loan Limit Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Springdale, PA

Our aim at Lendersa® is to swiftly secure the best possible USDA or FHA loan for you, without any unnecessary complications. Begin by choosing from one of three well-defined starting points designed to connect you with suitable lenders and corresponding USDA loan programs.

Results from Lendersa USDA loan request and matching process

Understanding USDA Loans in PA

The USDA home loan, endorsed by the U.S. Department of Agriculture, is recognized as a USDA rural development loan or a USDA mortgage. These loans cater exclusively to rural areas. Unlike FHA loans demanding at least a 3.5% down payment, USDA loans do not require any down payment, making them an attractive option for eligible rural property buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cornerstone Bank (York, NE)
  • 529 Lincoln Avenue, York, NE, 68467
  • Cornerstone Bank has been serving the financial needs of Nebraska since 1882 by providing full service banking including deposit accounts, loan products, trust, farm management services, insurance and investment products. We are a family-owned bank with 46 banking locations in 37 communities.
  • Lakeside Mortgage Inc
  • 2201 30th Street, Kenner, LA, 70065
  • Lakeside Mortgage, Inc. is a full service mortgage brokerage firm located in Kenner and licensed in Louisiana. We lend on 1-4 unit residential properties for primary residence, second home and investment properties. We originate Conventional, FHA, V.A. and R.D. loans. Lakeside Mortgage was established in 1999
  • The KPC Group, LLC
  • 3632 S. Loyola Drive, #239, Kenner, LA, 70065
  • The KPC Group was created in 2010 from virtual scratch. There was no formal education, nor any specific direction in which the company would be taken. The model was born and developed on the fly with the idea of bringing supply and demand together in the non-bank, alternative finance space. At the core, having a knack for cultivating new relations
  • The First National Bank of Hope
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  • The First National Bank of Hope is a lengthy one. With almost 100 years of assisting our customers, we take pride in how we have grown in the communities we support. 1922 - The State Bank of Hope was sold to the Peoples State Bank 1923 - The Peoples State Bank was converted into a National Banking Charter named The First National Bank of Hop
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  • PREMIER NATIONWIDE LENDING
  • 4 W Oak St, Ste H, Arcadia, FL, 34266
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  • www.Propertysource.app
  • 7374 south Tamaimi Trail, Sarasota, FL, 34231
  • Out PropTech Company is revolutionizing real estate with a white-label off-market platform. We've partnered with 300+ executives to offer exclusive inventory to top lenders, and pre-approved Loan referrals giving them a competitive advantage in the industry. Our team delivers seamless and efficient experiences, utilizing technology and industry exp