USDA and FHA Pro and Con in North-Londonderry, Lebanon County, PA

As of 2025, the USDA loan ceiling in North-Londonderry, situated in the county of Lebanon, PA, is established at $285,000. In contrast, the FHA limit designated for a single-family dwelling is $356,362.

You can utilize the Lendersa® USDA loan calculator to weigh today's top USDA against FHA rates, helping you identify the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator facilitates a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in determining the best program tailored to your financial condition in Alabama.

Review offers from a vast network of 100 lenders

2025 Loan Limits and Down Payment Requirements in North-Londonderry, Lebanon, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Paths in North-Londonderry, PA

The goal of Lendersa® is to efficiently secure the most favorable USDA or FHA loan without unnecessary delays. Choose one of these three starting options to connect with matching lenders and explore USDA loan solutions.

Outcomes for Lendersa USDA loan requests

Understanding the USDA Loan in PA

The USDA home loan, supported by the Department of Agriculture and also referred to as the USDA Rural Development Loan or USDA mortgage, is reserved for rural areas. Distinctly, it requires no down payment, unlike FHA loans, which necessitate a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Rock East Funding
  • 670 Long Beach Blvd, Long Beach, NY, 11558
  • Rock East Lending is a veteran hard money lender for experienced real estate investors. We know that for investors, having access to money quickly makes all the difference. Because we are direct lenders, not brokers, we are able to make decisions and get to the closing table quickly.
  • Americana Mortgage Group
  • 1615 Northern Blvd, Suite 404, Manhasset, NY, 11030
  • We are a full service mortgage company located in Manhasset, NY. We specialize in Home mortgages in New York, New Jersey Conneticut and Florida. We can help you realize your dream of home ownership, or help you save money by obtaining a new lower monthly payment.Established in 1996.
  • Malve Capital
  • 26 Harbor Park Drive, Port Washington, NY, 11050
  • Malve Capital is a private real estate lending firm offering fast, flexible financing for investors needing acquisition, refinance, or construction loans. We specialize in Fix & Flip, Rental, New Construction, and Bridge Loans, providing competitive rates, quick approvals, and streamlined funding. As investors ourselves, we understand your challeng
  • Port Washington Federal Credit Union
  • 157 Main Street, Port Washington, NY, 11050
  • Port Washington FCU began serving the community of Port Washington in 1968. Our Credit Union is now open to those who reside, work or worship in Port Washington, Manhasset, Great Neck, Roslyn. We are serving over 45 companies & municipalities in our communities by offering credit union services via payroll deduction to their employees.
  • TMC Equities Inc
  • 29 Marble Avenue, 2nd Floor, Pleasantville, NY, 10570
  • TMC Equities, Inc. is a local and community oriented mortgage broker. For over 24 years we have been located in Pleasantville, NY. Products are available for every purchase or refinance including less than perfect credit, little down payment, low income. We shop with a variety of banks to pass on better rates than your bank.
  • Griffin Capital
  • 1135 Heatherstone Dr, Suite 102, Fredericksburg, VA, 22407
  • Griffin Capital Funding has grown to become one of the largest and most creative church financing companies in the country. With over $1.5 Billion in closed church loans, we have helped churches with loans as small as $50, 000 up to our largest loan for one church of $35, 000, 000.
  • Alpha Funding Solutions
  • 329 Hempstead Turnpike, West Hempstead, NJ, 11552
  • Alpha is a Direct Private Asset-Based Lender in the Northeast (NJ, NY, PA, CT). We have been meeting the needs of real estate investors, developers, and builders since 2007 funding projects that are not fundable through traditional sources. Alpha focuses on residential & commercial properties.
  • Armstrong County Building and Loan Association
  • 935 Fifth Avenue, Ford City, PA, 16226
  • ACBLA has been serving Armstrong County and the surrounding counties with quality service and a friendly smile since 1925. As a community savings and loan ACBLA takes pride in supporting and giving back to its local community of Armstrong County. By being a small hometown savings and loan,