USDA Vs. FHA Pro and Con comparison in North-Londonderry, Lebanon County, PA
As of 2025, the USDA loan ceiling in North-Londonderry, situated in the county of Lebanon, PA, is established at $285,000. In contrast, the FHA limit designated for a single-family dwelling is $356,362.
You can utilize the Lendersa® USDA loan calculator to weigh today's top USDA against FHA rates, helping you identify the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator facilitates a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in determining the best program tailored to your financial condition in Alabama.
2025 Loan Limits and Down Payment Requirements in North-Londonderry, Lebanon, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Paths in North-Londonderry, PA
The goal of Lendersa® is to efficiently secure the most favorable USDA or FHA loan without unnecessary delays. Choose one of these three starting options to connect with matching lenders and explore USDA loan solutions.
The USDA home loan, supported by the Department of Agriculture and also referred to as the USDA Rural Development Loan or USDA mortgage, is reserved for rural areas. Distinctly, it requires no down payment, unlike FHA loans, which necessitate a minimum of 3.5% down payment.
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