USDA VS FHA in Bethel, Lebanon County, PA

In 2025, the USDA loan limit for Bethel, in the county of Lebanon, PA, is $336,500. By contrast, the FHA limit for a single-family home is $472,030.

With the Lendersa® USDA loan calculator, compare today’s top USDA versus FHA rates to determine the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Bethel, Lebanon, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Bethel, PA

The aim of Lendersa® is to quickly secure you the best USDA or FHA loan, hassle-free. Select one of three options that connect you with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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