USDA Vs. FHA Pro and Con comparison in Upper-Makefield, Bucks County, PA
In 2025, the USDA loan cap in Upper-Makefield, part of the county of Bucks, PA, is set at $345,000. Alternatively, the FHA cap for a single-family house is $431,250.
The Lendersa® USDA loan calculator allows you to evaluate the top USDA versus FHA rates available today, determining the necessary income, credit, reserves, and documentation for eligibility. Utilizing our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding in the selection of the most appropriate program for your financial circumstances in Alabama.
2025 Loan Limits and Down Payment Requirements in Upper-Makefield, Bucks, PA
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
Exploring Loan Paths: USDA and FHA in Upper-Makefield, PA
Lendersa® strives to provide the most favorable USDA or FHA loan options promptly and without hassle. You can choose from three distinct starting points that match you with lenders and suitable USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, also known as the USDA Rural Development Loan or USDA mortgage, is reserved exclusively for rural communities. A key difference is that USDA loans require no down payment, unlike FHA loans, which necessitate a minimum down payment of 3.5%.
1 South Ocean Blvd, Suite 200, Boca Raton, FL, 33432
With 35+ years of excperience in the mortgage industry, You can rely on us to help you find the loan program that's best for you. Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At The Newfinity Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. We have relationships with many lenders.
Insource Funding is a nationwide Hard Money lender that was established in 2001 to provide time-sensitive short term Hard Money loans to real estate investors for the purchase, refinance or cash-out of non-owner occupied residential, multi-family, mixed-use, office, retail, warehouse and small balance commercial properties.
Mortgage Makers USA, Inc. is a full service mortgage brokerage business licensed in the State of Florida since 1998. For the past nineteen years, Mortgage Makers USA, Inc. has been servicing our customers with integrity, honesty and competence. We offer a comprehensive line of mortgage products including conforming and non-conforming home loans.
Since 1995, Choice Mortgage has been providing the best real estate financing programs available. As a licensed lender, we offer a wide variety of services and programs that satisfy the unique needs of each of our clients. We service FL, CA, CO, NH & NC. Our primary goal is to retain your business.
601 S Federal Hwy Suite 201, Boca Raton, FL, 33432
Loan Genius main office is located in Boca Raton, but we serve all of South Florida, including: Palm Beach County, Broward County, Miami-Dade County, and beyond. If you're looking for mortgage anywhere in Florida, we can help you find the perfect fit. We are experts in all aspects of mortgage lending.
1700 South Dixie Highway Suite 106, Boca Raton, FL, 33432
We have cultivated strong relationships with Hedge Funds, Pension Funds, Life Insurance Companies, Private Lenders, Regional and National Banks, International Institutions and Wall Street Bankers to provide our borrowers a wide array of programs to meet their financial needs worldwide.
Our values include client focus, strong execution, and continuous improvement for your real estate needs. Say goodbye to shopping around endlessly for a suitable lender. We've managed over $1 billion in real estate loans, and the number continues to grow!
Our sole intent is to improve your real estate business, whether it’s by lowering costs, cr
"AEM was disrupting old school lending with technology years before “fintech” was a term. We’re known by the world’s largest investors for our credit discipline. And as a customer, we’re at your service 24/7.
All In like family. Driven like Wall Street. Approachable like Main Street. These are the core values AEM lives by."
