USDA Vs. FHA Pro and Con comparison in Wrightstown, Bucks County, PA

In 2025, the USDA loan limit in Wrightstown, located in Bucks county, PA, is $381,800. Conversely, the FHA limit for a single-family dwelling stands at $529,000.

With Lendersa® USDA loan calculator, you can compare today's USDA and FHA rates, helping you identify the necessary income, credit score, reserves, and documents for qualification. Our enhanced mortgage calculator displays USDA, FHA, Conforming, and VA loans together, aiding your decision regarding which program in suits your financial needs best.

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Loan Limits and Downpayment Needs for 2025 in Wrightstown, Bucks, PA

Type of Loan Maximum Limit Required Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loans in Wrightstown, PA

The aim of Lendersa® is to secure for you the most beneficial USDA or FHA loan swiftly and with minimal effort. Choose one of three entry points that lead to matches with lenders and the USDA loan schemes.

Lendersa USDA loan request and matching results

Explaining USDA Loans in PA

A USDA home loan is supported by the government Department of Agriculture, also called the USDA rural development loan. It is exclusively available in rural communities. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA loan doesn't require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pinnacle Bank – Wyoming
  • 2000 Main Street, Torrington, WY, 82240
  • Pinnacle Bank is a Dinsdale family-owned banking organization that began in 1938. Our Wyoming roots stretch way back to the early 1900s with banks throughout agricultural communities in the state. In 1972, we joined Pinnacle Bancorp. Now we serve families and businesses from the hot springs of Thermopolis to the edge of the Black Hills in Newcastle
  • United Texas Credit Union
  • 5500 UTSA Boulevard, San Antonio, TX, 78249
  • From our start as the credit union for employees of the United Services Automobile Association (USAA) to now, United Texas Credit Union has been a member-owned, not-for-profit financial cooperative with the mission of improving the financial well-being of our members and the communities we serve.
  • Synergy Federal Credit Union
  • 1 Valero Way, San Antonio, TX, 78249
  • Synergy Federal Credit Union is dedicated to building lifelong relationships with members while providing excellent personalized service and quality financial products. To be a growth credit union offering competitive products and services through state of the art delivery outlets while maintaining a sound financial position.
  • HEB Federal Credit Union
  • 4630 N Loop 1604 W, Suite 101, San Antonio, TX, 78249
  • H-E-B Federal Credit Union has been open since 1963. The credit union has assets totaling $221.76 Million and provides banking services to more than 14, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves finance, insurance, real estate.
  • Security Service Federal Credit Union
  • 15000 IH 10 West, San Antonio, TX, 78249
  • Security Service Federal Credit Union offers competitive, affordable financial products and services designed to meet the needs of its members. Security Service is an industry-leading financial institution with locations in Texas, Colorado and Utah. The credit union is among the top credit unions in the nation.
  • Baptist Credit Union
  • 5815 West Interstate 10, San Antonio, TX, 78201
  • Baptist Credit Union was chartered in 1955 as Memorial Hospital Employees Federal Credit Union by employees of the Baptist Memorial Hospital System of San Antonio, Texas. The credit union served that field-of-membership exclusively for 25 years. In 1982, the name was changed to Health Professions Federal Credit Union.
  • Alamo City Credit Union
  • 4801 NW Loop 410, Suite 100, San Antonio, TX, 78229
  • Alamo City Credit Union was originally known as Texas Workforce Credit Union when we obtained our charter July 1955. A lot of faith and foresight went into the forming of this solid organization. At the beginning, $1, 500.00 was the maximum deposit per shareholder. The loan limit was set at $200.00 and only loan per family.
  • LiftFund Laredo
  • 2007 W. Martin Street, San Antonio, TX, 78207
  • LiftFund is a small business lender supporting new and existing entrepreneurs grow their businesses no matter their life circumstances. We believe hard-working entrepreneurs deserve an opportunity to succeed. Since 1994 we've provided affordable business loans and support to thousands of small businesses.
  • Rodsan Mortgage LLC
  • 9111 John Barrett Drive, San Antonio, TX, 78240
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Fidelity Mortgage
  • 9480 Huebner Road, Suite 200-C, San Antonio, TX, 78240
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.