USDA Vs. FHA Pro and Con comparison in Newtown-Grant, Bucks County, PA

In 2025, the USDA loan limit for Newtown-Grant, located in Bucks county, PA, is $345,000, whereas the FHA limit for a single-family home is $431,250.

Make use of the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates, determining the income, credit requirements, reserves, and documents needed for eligibility. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in aligns best with your financial needs.

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2025 Loan Limits and Down Payment Requirements in Newtown-Grant, Bucks, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Newtown-Grant, PA

Lendersa® aims to secure you the optimal USDA or FHA loan swiftly and without stress. Choose from one of three starting paths that connect you to suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, supported by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans have no down payment requirement, making them an attractive option for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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