USDA Vs. FHA Pro and Con comparison in Upper-Moreland, Montgomery County, PA
In 2025, the USDA loan limit for Upper-Moreland, located in the county of Montgomery, PA, is set at $345,000, while the FHA loan limit for a single-family home is $431,250.
Using the Lendersa® USDA loan calculator, you can compare the best USDA versus FHA rates available today. It helps you identify the income, credit, reserves, and documents needed to qualify. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loan options together, assisting you in determining the optimal program for your financial needs in Alabama.
Loan Limits and Down Payment Requirements for 2025 in Upper-Moreland, Montgomery, PA
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Upper-Moreland, PA
The mission of Lendersa® is to assist you in obtaining the best possible USDA or FHA loan swiftly and effortlessly. Begin by choosing one of three entry points that align you with appropriate lenders and USDA loan offerings.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural neighborhoods. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, making them an attractive option.
Do you spend more time applying to large banks and wait months and months for an approval? Have you ever lost a deal due to your inability to obtain quick funding?
Let’s be realistic here. We have all been there. We offer private money loans to investors who need cash now. With the right collateral we can help you finance your next project.
American Heritage is a credit union, not a bank. Since we provide all of the same services and conveniences as a bank, take a closer look at what makes us different – and better! American Heritage will never be a faceless, business-first organization. We are a community of members. We live and work together. We are family.
"A Mortgage Broker in Philadelphia, we specialize in closing challenging loans. Whether you are looking to purchase or refinance, we have access to a full line of loan options from many different banks to offer you the best loan that fits your specific needs.
Since everyone has different needs, with us you have options, many options."
Nationwide Residential Mortgage We approve people to purchase or refinance homes, including divorce buyouts. Our free consultation and personalized planning helps you own your home for less. Free true pre-approvals for purchases and, if needed, develop a plan to repair credit and get prepared to purchase a home.
Acer Mortgage Company have been helping customers afford the home of their dreams for many years and we love what we do. Our Easy Application guides you through your mortgage financing and connects you directly to your loan officer and realtor. Acer Mortgage Company originates mortgage loans and consults with home buyers and owners.
Our credit union was originally chartered in 1940 by Bell Atlantic (formerly known as Bell of PA, now Verizon). Tired of the poor service offered by local banks and other financial institutions, the credit union was formed to provide better loan and savings rates, as well as the personal financial attention they felt everyone deserved.
401 Old Penllyn Pike, 2nd Floor, Blue Bell, PA, 19422
Vantage Point Mortgage is committed to delivering quality service to all of its customers. We offer a wide range of mortgage products and provide a variety of financial services to our new and current mortgage holders.Outstanding customer service is always our number one priority – we put our customer’s needs and requirements first.
488 Norristown Rd, Suite 241, Blue Bell, PA, 19422
Northeast Equitable Mortgage, we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website
Inspire Federal Credit Union is a progressive financial institution that has been serving the financial needs of Bucks County residents since 1936. We are a relationship-based, not-for-profit organization, originally chartered to serve local educators, and have evolved into a full-service financial institution serving Bucks County, Pennsylvania.
The First National Bank and Trust Company of Newtown
40 South State St, Newtown, PA, 18940
The First National Bank & Trust Company of Newtown (The First), Bucks County’s oldest, most established bank. For more than 155 years, The First has proudly remained independent and committed to our community, reinvesting all our deposits in local businesses, local mortgages, and local people.
Lending Capital Mortgage pioneered the idea of one-stop shopping for homebuyers. Today, the LCM family offers you easy access not only to mortgage financing, but also to settlement services, and homeowners and title insurance all under one roof: ours We have over 45 years of collective experience
I'm Steve Rosen, and I'm the founder of Security Mortgage Financial Services, which has been helping Pennsylvanians buy new houses and refinance their existing homes since 2001. In an increasingly impersonal, automated world, we believe in offering our clients a personal touch which is why so many of our clients turn into friends.
