For 2025, the USDA loan maximum in Hatboro, within the county of Montgomery, PA, is $381,800. Meanwhile, the FHA threshold for a single-family dwelling is $529,000.
To compare the optimal current USDA and FHA rates, you can utilize the Lendersa® USDA loan calculator. This tool helps determine the necessary income, credit score, reserves, and documents required for qualification. Our comprehensive mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, guiding you to the most appropriate option for your unique financial circumstances in
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| Category of Loan | Maximum Loan Amount | Required Down Payment |
| USDA | $381,800 | 0% |
| FHA | $529,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to swiftly and easily provide you with the best USDA or FHA loan options. Start with one of three initial paths that help in matching lenders and USDA loan programs.
A USDA home loan is supported by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is accessible solely in rural areas. Different from FHA loans, which necessitate at least a 3.5% down payment, the USDA mortgage demands no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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