USDA and FHA Pro and Con in Hatboro, Montgomery County, PA

For 2025, the USDA loan maximum in Hatboro, within the county of Montgomery, PA, is $381,800. Meanwhile, the FHA threshold for a single-family dwelling is $529,000.

To compare the optimal current USDA and FHA rates, you can utilize the Lendersa® USDA loan calculator. This tool helps determine the necessary income, credit score, reserves, and documents required for qualification. Our comprehensive mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, guiding you to the most appropriate option for your unique financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Hatboro, Montgomery County, PA

Category of Loan Maximum Loan Amount Required Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Hatboro, PA

The mission of Lendersa® is to swiftly and easily provide you with the best USDA or FHA loan options. Start with one of three initial paths that help in matching lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in PA

A USDA home loan is supported by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, and is accessible solely in rural areas. Different from FHA loans, which necessitate at least a 3.5% down payment, the USDA mortgage demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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