USDA and FHA Pro and Con in Warminster, Bucks County, PA

In 2025, USDA loan limit in Warminster, county of Bucks, PA is $381,800 while FHA limit is $529,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Warminster, county of Bucks, PA

Loan Type Loan Limit Down payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Warminster, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The First National Bank of Coleraine
  • 600 Powell Ave, Coleraine, MN, 55722
  • The First National Bank of Coleraine is proud to be a part of the local community. Since 1906 we have been committed to understanding the needs of the community and working with our friends and neighbors. By taking the time to know you, we believe we will be better able to meet all your financial needs.
  • Rush Lending Inc
  • 8410 Northeast 1st Place, Suite 100, Miami, FL, 33138
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Preferred Mortgage
  • 201 N.E. 95th St., Miami, FL, 33138
  • At Preferred Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • First Trust Capital
  • 7100 Biscayne Boulevard, Suite 206, Gulf Breeze, FL, 33138
  • "First Trust Capital has been in business for many years. We specialize in residential and commercial loans targeting a broad range of customers. We can fund loans anywhere in the state of Florida. We have access to a number of lenders and offer the most variety in loan programs.Established in 1992.
  • Swiftlend.com Mortgage
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  • Swiftlend.com Mortgage is the local mortgage company clients come for cutting edge mortgage rates with great service and knowledge of the local market. We specialize in Condominium Financing, Conventional, FHA and Private mortgages. We’ve been true to this commitment since our inception and continue to provide great.
  • Edison Credit Union
  • 4200 East Front Street, Kansas City, MO, 64120
  • We are a Full Service Credit Union located in North Kansas City. We offer: Auto Loans, Personal Loans, Share Secured Loans, Mortgage Loans, Home Equity Loans, Savings Accounts, Checking Accounts, Kids Club Accounts, Investment Accounts, Christmas and Vacation Club Accounts, ATM and Debit Cards, Visa Credit Cards, Money Orders,
  • Bayer Credit Union
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  • Bayer Credit Union is a proud participant of Invest In America, a discount program that brings our members valuable savings on the things they use most. Credit untion members can save big with trusted US companies through various discounts. So, whether you're looking to save on something as large as a new vehicle
  • JetStream Federal Credit Union
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