USDA Vs. FHA Pro and Con comparison in Upper-Uwchlan, Chester County, PA

In 2025, the USDA loan limit in Upper-Uwchlan, Chester County, PA, is $345,000, and the FHA limit for a single-family house is $431,250.

Use the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, and identify the income, credit, reserves, and documents necessary for qualification. Our calculator compares USDA, FHA, Conforming, and VA side by side to assist you in choosing the best fit for your finances in .

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2025 Loan Limits and Down Payment Requirements in Upper-Uwchlan, Chester County, PA

Loan Type Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Programs in Upper-Uwchlan, PA

Lendersa® aims to efficiently match you with the best USDA or FHA loan options. Choose one of three pathways to connect with suitable lenders and programs.

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Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture (also known as a USDA rural development loan), is available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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