USDA Vs. FHA your options comparison in Vernon, Crawford County, PA
In 2025, the USDA loan limit in Vernon, located in Crawford, PA, is established at $336,500, whereas the FHA limit for a single-family residence stands at $472,030.
The Lendersa® USDA loan calculator is an essential tool for comparing today's USDA against FHA best rates. It helps you determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a comprehensive side-by-side comparison of USDA, FHA, Conforming, and VA options, ensuring you can select the most suitable program for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Vernon, Crawford, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Vernon, PA
Lendersa® is committed to providing you with the best possible USDA or FHA loan quickly and efficiently. Choose from one of three starting points that connect you with relevant lenders and USDA loan programs can fit your needs.
The USDA home loan, supported by the government Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is primarily available to those purchasing in rural areas. These loans are unique in that they require no down payment at all, unlike FHA loans which demand at least a 3.5% down payment. This makes USDA loans particularly favorable for qualifying rural buyers, removing a significant barrier common with other types of loans.
The Farmers Credit Union was founded in 1953. The first location was an office located in the Farmers Co-op Building. The original capital was obtained by proceeds from a bake sale. Anyone who is a resident of Ellis County or adjoining counties is eligible to be a member of the Farmers Credit Union.
Bank of Hays offers HELOC's with competitive rates and terms. A HELOC loan can be used for many different purposes: a vacation, your child's education, home improvement, or unforeseen emergencies. A HELOC from Bank of Hays allows you to "make your own loan" as the need arises. Borrow as little as $5, 000.
At Golden Belt Bank, we take great pride in delivering our products in the manner our customer wants them. We strive to establish long-term relationships with our customers and our community. Every day, we get to help write the story. Because we believe one successful story builds one successful family,
A-1 Loan Company We are under new management and eager to get you approved for a Signature Loan with a smile. We are a Signature Loan company that you can trust. We will go above and beyond for you. We will strive to give each and everyone of our customers the personal, courteous and professional service that you deserve
We’re proud to be a credit union that’s served Oklahoma City since 1963. As a not-for-profit, member-owned financial institution, Allegiance Credit Union is committed to the betterment of our members and our communities. Since moving to a community charter in 2002, we can now serve a diverse member base that spans the six counties
4801 Gaillardia Parkway, Suite 200, Oklahoma City, OK, 73142
When it comes to mortgages, most people feel lost. At Fox Mortgage, we guide you through the process & get you a great deal.
We believe that homeownership builds wealth long term so we created Fox Mortgage to help advise Oklahoman’s on their mortgage needs, whether that is purchasing their next home or refinancing their current one.
3030 Northwest Expressway, Suite 200, Oklahoma City, OK, 73112
The experts at America United Mortgage specialize in tailoring a specific mortgage for your family's financial goals offering expertise in every area of mortgage lending – from purchase to refinance to construction lending. Our expertise, knowledge and outstanding customer service distinguishes us among other lenders.
5120 Gaillardia Corporate Place, Oklahoma City, OK, 73142
Dalton Mortgage Group for your mortgage needs! At DMG we use the most up to date technology and security measures to insure that your applications taken through this web site are easy to understand and encrypted at the highest level. We pride ourselves on offering the highest in customer service.
