In 2025, the USDA loan limit in Vernon, located in Crawford, PA, is established at $336,500, whereas the FHA limit for a single-family residence stands at $472,030.
The Lendersa® USDA loan calculator is an essential tool for comparing today's USDA against FHA best rates. It helps you determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a comprehensive side-by-side comparison of USDA, FHA, Conforming, and VA options, ensuring you can select the most suitable program for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Vernon, Crawford, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Vernon, PA
Lendersa® is committed to providing you with the best possible USDA or FHA loan quickly and efficiently. Choose from one of three starting points that connect you with relevant lenders and USDA loan programs can fit your needs.
The USDA home loan, supported by the government Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is primarily available to those purchasing in rural areas. These loans are unique in that they require no down payment at all, unlike FHA loans which demand at least a 3.5% down payment. This makes USDA loans particularly favorable for qualifying rural buyers, removing a significant barrier common with other types of loans.
At Gulf Coast Community Federal Credit Union, we want to know what our members have to say. So if you have questions, comments, constructive feedback, or praise, don't be shy! Give us a call, swing by, or contact us via email using this handy form. We offer a wide range of financial services to help you chase your dreams with confidence
We offer loans for all types of borrowers from low down payment options to foreign borrowers. In addition, we have products that don't require you to pay mortgage insurance when you finance more than 80% of the purchase price through lender paid MI. We offer speed, a positive attitude, and great service!
Nona Mortgage began in 2016 with one concept that became our Motto and our Mission. One Family, One Loan, One Relationship, One Home at a Time. Treating each transaction as an exceptional opportunity to help and get to know members of the community. It will be our honor to grow with you.
Our Mission is to be remarkable in the way we affect and improve the lives of our members and our community, by providing a Legendary Experience beyond every expectation. Our Vision is to make the biggest impact on our community’s well-being and be the leading provider of the best financial solutions for our member’s lives.
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At EVOLUTION MORTGAGE LOANS LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Northpoint Mortgage strives to embrace our core principles of community, excellence, integrity, and service in everything we do. We have a knowledgeable local sales team and support staff committed to ensuring a smooth professional process throughout start to finish and in the future.
Norstar FCU is your family, friends and neighbors. We are a community credit union founded in 1942. With a local presence and local decision-making, we are here to bring that personal touch back to your finances. The friendly staff, terrific rates and many conveniences of NFCU have made believers out of over 2, 700 satisfied members.
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