USDA and FHA Pro and Con in Hayfield, Crawford County, PA

For the year 2026, the USDA loan ceiling in Hayfield, within Crawford County, PA, reaches $336,500, while for FHA, the cap is $472,030 on single-family homes.

To assess the top USDA versus FHA rates today, utilize the Lendersa® USDA loan calculator. It helps you understand the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator offers a side-by-side review of USDA, FHA, Conforming, and VA loans to assist you in choosing the most suitable program in Alabama for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Hayfield, Crawford County, PA

Loan Type Maximum Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Hayfield, PA

The mission of Lendersa® is to swiftly secure you an optimal USDA or FHA loan without complications. Choose from three possible entry points to connect with lenders and USDA loan options.

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Defining USDA Loans in PA

A USDA home loan, supported by the Department of Agriculture (also known as USDA Rural Development Loan or USDA Mortgage), is available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Hayfield Lenders

  • ONE – Federal Credit Union
  • 300 Arch Street, Meadville, PA, 16335
  • Lends in Pennsylvania
  • At ONE Federal Credit Union, we are ONE team committed to building lifelong relationships with all of our members. Life can be complex, but at ONE, we’re all about making every day better for all of the individuals, businesses and communities we serve. One Federal Credit Union was founded in 1949 for American Viscose Employees.

  • PHB Employees Federal Credit Union
  • 7773 West Ridge Road, Fairview, PA, 16415
  • Lends in Pennsylvania
  • PHB Employees Federal Credit Union has been providing the products and services needed by its members for their financial security since 1949. Savings products, fee-free checking accounts, ATM and debit cards, direct deposit, payroll deduction, equity loans, auto loans, personal loans for the added expense of new babies or education.

  • SELECT MORTGAGE, INC.
  • 2530 Village Common Dr., Erie, PA, 16506
  • Lends in Pennsylvania
  • SELECT MORTGAGE, INC. our industry resources make us uniquely qualified to offer you a variety of flexible mortgage programs with an unsurpassed level of customer service. We are able to offer FREE same day pre-approvals! We're here to answer your questions and to help you understand every step

  • Erie Federal Credit Union
  • 3503 Peach Street, Erie, PA, 16508
  • Lends in Pennsylvania
  • Erie Federal Credit Union is not a bank, savings and loan, or brokerage house. We are a full-service, federally insured Credit Union serving members who live, work, worship or attend school in Erie or Crawford County, Pennsylvania.
    Since 1936, we have honored our mission to responsibly deliver a wide range of financial services to meet the needs

  • Saint Vincent Federal Credit Union
  • 2314 Sassafras Street, Suite 100, Erie, PA, 16502
  • Lends in Pennsylvania
  • Saint Vincent Erie Federal Credit Union is a not-for-profit financial cooperative existing to serve its members. Credit Unions are less likely to charge service fees than banks. We do not issue stock or pay earnings dividends to outside stockholders like other financial institutions.

  • Greenville Savings Bank
  • 233 Main Street, Greenville, PA, 16125
  • Lends in Pennsylvania
  • Greenville Savings Bank has remained firmly rooted in the community since 1911. For over 100 years, we experienced prosperity and growth due to the trust and support of the residents we serve. We take pride in recognizing that we continue to be directed and managed by community people you know.

  • Bessemer System FCU
  • 106 Woodfield Drive, Greenville, PA, 16125
  • Lends in Pennsylvania
  • Bessemer System FCU was formed in 1943 by employees of the Bessemer & Lake Erie Railroad, with headquarters in Greenville PA. In 1982, the members of the Pittsburgh office credit union merged into our credit union. We opened our membership to outside groups in 1988. On August 1, 2000, the former Greenville Area FCU merged into our credit union.

  • Corry Jamestown Credit Union
  • 637 North Center Street, Suite A, Corry, PA, 16407
  • Lends in Pennsylvania
  • Corry Jamestown Credit Union was State Chartered on February 14th, 1954. Our original sponsor was Corry Jamestown Manufacturing Corporation located in Corry, PA, but as of 2005, we became a Community Chartered credit union within the territory of the Corry Area School District Since we are State Chartered, we are regulated by the Pennsylvania.