USDA Vs. FHA Pro and Con comparison in Pymatuning, Mercer County, PA

In 2025, the USDA loan cap in Pymatuning, within the county of Mercer, PA, is $336,500, while the FHA limit for a single-family home is $472,030.

Lendersa® USDA loan calculator helps you evaluate today's best USDA and FHA rates, determining the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side, guiding you to choose the best option for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Pymatuning, County of Mercer, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Programs in Pymatuning, PA

Lendersa® is dedicated to quickly and effortlessly securing the best USDA or FHA loan for you. Begin with one of three starting paths that lead to matching with lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the government Department of Agriculture and also called a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans requiring a 3.5% minimum down payment, the USDA loan demands none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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