USDA VS FHA in Pymatuning, Mercer County, PA

In 2026, the USDA loan cap in Pymatuning, within the county of Mercer, PA, is $336,500, while the FHA limit for a single-family home is $472,030.

Lendersa® USDA loan calculator helps you evaluate today's best USDA and FHA rates, determining the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side, guiding you to choose the best option for your financial scenario in .

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2026 Loan Limits and Down Payment Requirements in Pymatuning, County of Mercer, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Programs in Pymatuning, PA

Lendersa® is dedicated to quickly and effortlessly securing the best USDA or FHA loan for you. Begin with one of three starting paths that lead to matching with lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the government Department of Agriculture and also called a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans requiring a 3.5% minimum down payment, the USDA loan demands none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Temple Mortgage LLC
  • 440 Monticello Ave, Suite 1850, Norfolk, VA, 23510
  • Temple Mortgage LLC is a company dedicated to providing quality financial services. We specialize in offering the lowest rates available and tailoring the services to meet the needs of our customers. Our qualified staff is available to answer any questions regarding property purchases, ReFinancing of primary and secondary property.

  • Pacor Mortgage Corp.
  • 14930 S Cicero Ave, Suite 2B, Oak Forest, IL, 60452
  • PACOR is an outstanding resource for mortgage financing. Now in our 34th year in the business, our management team has seen the company grow through the most challenging markets. It’s no secret that today’s real estate landscape has changed, but remaining nimble is one of our strengths.

  • Citywide Mortgage of America Corp
  • 4323 W Irving Park 1B, Chicago, IL, 60641
  • Citywide Mortgage Of America Corp is committed to find you the right mortgage for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.

  • The First National Bank of St. Ignace
  • 132 N. State Street, Saint Ignace, MI, 49781
  • As a result of the economic surge created by lumbering operations in the latter 1880's, the First National Bank of St. Ignace was organized by Otis W. Johnson, who also served as the bank’s first President. The Hackley’s, a lumbering family from Muskegon, were also organizers. A national banking charter was granted on May 7, 1888.

  • MidAmerica Bancorp Inc
  • 9720 Southwest Highway, Oak Lawn, IL, 60453
  • MidAmerica Bancorp, Inc. offers a range of mortgages for first time and returning homebuyers with low down payment options. Our company has been serving the Chicagoland area for more than 25 years. We have become experts in the local housing market and in every type of home buying situation.

  • CROWN MORTGAGE COMPANY
  • 6141 W 95th St, Oak Lawn, IL, 60453
  • Crown Mortgage Company is Chicagoland’s premier mortgage banker since 1975. We have helped thousands of families achieve the AMERICAN DREAM. What is unique about Crown Mortgage is that we are your lender throughout the life of the loan, from application until your last payment is made.

  • CrossCountry Mortgage
  • 5730 W 95th St Suite 103 and 201, Oak Lawn, IL, 60453
  • At CrossCountry Mortgage, LLC we offer more than a mortgage. That’s because when we started in 2003, our President and CEO Ronald J. Leonhardt, Jr., had the vision to become a nationwide full service lender that could provide more to customers — meeting their needs, being there every step of the way, and making homeownership dreams possible and aff

  • Insula Capital
  • 627 Horseblock Rd, Farmingville, NY, 11738
  • Insula Capital Group is a private lender and real estate investment company providing short term fix and flip loans, construction loans, and permanent financing options, custom tailored to the needs of our clients.

    Our loans are underwritten in-house,
    resulting in lightning fast funding and an easy application, inspection

  • Atlantic Home Capital Corp.
  • 627 Horseblock Road, Suite 101, Farmingville, NY, 11738
  • Atlantic Home Capital is one of the most well established mortgage brokers on the eastern seaboard. We are multi state licensed & can originate FHA, VA & Reverse mortgages.Our management team has over 30 years combined experience.Our support staff is professional, courteous, diligent & proficient in mortgage procedures from origination to closing.