USDA Vs. FHA Pro and Con comparison in West-Mifflin, Allegheny County, PA
In 2025, the USDA loan limit for West-Mifflin, within the county of Allegheny, PA stands at $285,000. Meanwhile, the FHA limit for a single-family home is set at $356,362.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates to determine the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to help decide which program is most suitable for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in West-Mifflin, County of Allegheny, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in West-Mifflin, PA
Lendersa® is dedicated to obtaining the best USDA or FHA loan for you efficiently, without any hassle. Select one of three starting points that align you with corresponding lenders and USDA loan programs.
A USDA home loan, guaranteed by the government’s Department of Agriculture and commonly known as a USDA rural development loan, is exclusively accessible in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.
Bluestone Federal Credit Union a not-for-profit, full service financial cooperative serving 43 counties across Iowa, Minnesota, Nebraska and South Dakota by providing convenient online banking tools and consumer-centric lending and saving solutions.Credit Union a not-for-profit, full service financial cooperative serving 43 counties.
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