USDA Vs. FHA your options comparison in Homestead, Allegheny County, PA
In 2025, the USDA loan limit set for Homestead in Allegheny county, PA, is $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, helping you decide which is best for your financial situation in Alabama.
2025 Loan Caps and Downpayment Needs in Homestead, Allegheny County, PA
Loan Type
Loan Limit
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Exploring USDA and FHA Loan Programs in Homestead, PA
Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. Select from three starting points to find matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan. Available only in rural areas, this loan doesn’t require any down payment, differing from FHA loans that require at least a 3.5% down payment.
Since 1982, International Finance Bank has grown alongside the Miami community, serving clients from around the world. We customize any of our banking and lending products, adding a personal touch to everything we do. At International Finance Bank, relationships mean more than transactions, service is never an afterthought—and every client matters.
At Southwind Bank, where you experience banking the way it should be!
Here we still believe in personal banking relationships. Our customers are more than just a number; they are our neighbors and friends. For generations, we have worked together with our customers to help our communities grow and prosper.
8370 West Flagler Street, Suite 145, Miami, FL, 33144
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
8550 W. Flagler Street, Suite 104, Miami, FL, 33144
Established in 1998, Millenium Home Mortgage, LLC has the reputation as an outstanding mortgage banker, serving the lending needs of real estate professionals, builders, homeowners and buyers throughout New Jersey, New York, Pennsylvania and Connecticut.We pride ourselves on fast approvals and hassle free processing.
Global Lending Solutions's goal is to help people achieve their American Dream. Global lending Solutions provides quality mortgage services to the people of South and central Florida. Global Lending Solutions LLC Office in 937A Southwest 87th Avenue, Miami, Florida 33174, United States. Call us today at (786) 452-1189
9600 South West 8th Street, Suite 2, Miami, FL, 33174
At Team MC Home Loans LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
1405 Southwest 107 Avenue, Suite 301E, Miami, FL, 33174
With over 50 years of combined experience in mortgages we are experts in our field and will help structure a loan for you no matter what your situation. We have the latest technology that allows us to give you the best customer experience during what can be a very stressful time. Most often times this will be the biggest financial decision
At On Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
