USDA and FHA Pro and Con in Homestead, Allegheny County, PA

In 2025, the USDA loan limit set for Homestead in Allegheny county, PA, is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, helping you decide which is best for your financial situation in Alabama.

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2025 Loan Caps and Downpayment Needs in Homestead, Allegheny County, PA

Loan Type Loan Limit Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Exploring USDA and FHA Loan Programs in Homestead, PA

Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. Select from three starting points to find matching lenders and USDA loan programs.

Lendersa USDA loan matching outcomes

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan. Available only in rural areas, this loan doesn’t require any down payment, differing from FHA loans that require at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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