USDA VS FHA in Homestead, Allegheny County, PA

In 2025, the USDA loan limit set for Homestead in Allegheny county, PA, is $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, helping you decide which is best for your financial situation in Alabama.

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2025 Loan Caps and Downpayment Needs in Homestead, Allegheny County, PA

Loan Type Loan Limit Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Exploring USDA and FHA Loan Programs in Homestead, PA

Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. Select from three starting points to find matching lenders and USDA loan programs.

Lendersa USDA loan matching outcomes

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan. Available only in rural areas, this loan doesn’t require any down payment, differing from FHA loans that require at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Carolina Capital Management
  • 234 Johnston St., Rock Hill, SC, 29730
  • Carolina Hard Money is a commercial loan broker company serving the needs of the Real Estate Investor borrower who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina”. As part of our business practices, we also serve as co
  • Carolina Hard Money
  • 234 Johnston Street, Rock Hill, SC, 29730
  • Carolina Hard Money”, LLC is a commercial loan broker company serving the needs of the “Real Estate Investor” borrower (only) who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina.
  • Asa Federal Credit Union
  • 1 Regency Drive, Bloomfield, CT, 06002
  • At ASA you are not just a number, you are a member. When you become a member, you become part of a family. Our Mission is to exceed our Member's Expectations in our commitment to their financial Success. Asa Federal Credit Union is located in Bloomfield, CT, United States and is part of the Depository Credit Intermediation Industry.
  • Pinnacle Financial Services, LLC
  • PO Box 290, Bloomfield, CT, 06002
  • Pinnacle Financial Services, LLC fast funding since 2005 its aFamily owned boutique private real estate lender serving experienced real estate investors in the CT and Western MA markets with the highest level of integrity, reliability, and efficiency and No Appraisal, Inspection, Loan Servicing or other hidden fees
  • MoutainOne Bank
  • 93 Main Street, North Adams, MA, 01247
  • MountainOne is dedicated to the local communities we serve, with a mission of delivering solutions of real value that help individuals, businesses, and community institutions manage their financial lives with clarity & confidence. Founded in 1848, MountainOne Bank provides a complete array of personal and business banking and electronic services.
  • Seasons Federal Credit Union
  • 524 South Main Street, Middletown, CT, 06457
  • In 1935, a group of educators from Middletown, CT, founded the future Seasons Federal Credit Union. Inspired by the credit union philosophy of “people helping people,” the teachers pooled their money together to provide low-cost loans.Through their joint efforts, Northern Middlesex School Employees Credit Union was chartered in December that year.
  • First State Bank
  • 240 N. First St., Irvington, KY, 40146
  • First State Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
  • Citizens Bank of Cumberland County, Inc.
  • 209 Keen Street, Burkesville, KY, 42717
  • Citizens Bank of Cumberland County is a locally owned & operated bank founded in 2000 in Burkesville Kentucky. The first directors of the bank were: Joe David Brown, James Long, Todd Morgan, Richard Neikirk, Dr. Samuel Rice, Carol Ann Sells and David Spears. The founders converted a gas station/car wash into a beautifully functional bank facility.