USDA Vs. FHA Pro and Con comparison in West-Penn, Schuylkill County, PA
In 2025, the USDA loan limit for West-Penn, located in Schuylkill County, PA, is $285,000. In contrast, the FHA limit for a single-family home here is $356,362. Understanding these limits is vital for those planning their mortgage options.
Utilize the Lendersa® USDA loan calculator to effectively compare today's USDA and FHA rates. This tool helps you determine the necessary income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, assisting in deciding which option best meets your financial needs in . This comprehensive view supports well-informed financial decision-making.
2025 Loan Limits and Down Payment Requirements in West-Penn, County of Schuylkill, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in West-Penn, PA
Lendersa® aims to secure the best USDA or FHA loans for you swiftly and without much hassle. Choose from three starting strategies to connect with matching lenders and suitable USDA loan programs tailored to your requirements.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment, making them particularly attractive to eligible rural homebuyers.
Edmonton State Bank is one of the few, locally owned and operated community banks. The Thompson Family has been serving the needs of our communities for five generations, and current Chairman and CEO John D. Thompson has enjoyed a nearly 60-year tenure working within those communities.
South Central Bank will provide shareholders, customers, team members, and the community with open, honest financial experiences that exceed expectations. South Central Bank will always be the first choice provider for banking solutions that instill confidence among customers, team members, and the community.
North Main Credit Union proudly serves Habersham County. We offer loan services, checking and savings accounts, retirement accounts, and many other additional services aimed at “helping people afford life. Becoming a member is easy! To open a Savings Account, simply complete a membership application
1100 North Jefferies Boulevard, Walterboro, SC, 29488
Bank of the Lowcountry is a local community bank founded in Walterboro, SC – the “front porch of the Lowcountry.” Our institution was founded by ten prominent Walterboro businessmen in October of 1988, resulting in the first commercial chartered bank organized in Walterboro in over 65 years.
1ST FEDERAL SAVINGS BANK OF SC, INC.
“The Family Bank”
Our institution was established in August of 1963 as First Federal Savings & Loan Association of Walterboro. Through the years our name has changed, but our founding principle has remained the same: providing outstanding service
Crane Federal Credit Union was chartered in 1955. We are member owned, governed by a member elected volunteer board, not for profit, and tax exempt. Our mission is to "Cooperatively promote member thrift by providing practical financial services and benefits which equitably enhance the financial growth of our membership.
Farmers & Merchants Bank is locally owned and operated, right here in Indiana. That means that loan decisions are made in our local office. That's right - loan decisions are made quickly by us - not a suit in a board room. This means money stays in the community, and you will deal with our friendly staff, not with someone you don't know.
Mountain Valley Community Bank was founded in Cleveland, Georgia in May 2004 by a group of local business professionals and grew to 4 locations and approximately $200 million in assets by September 2017. In that same month, Mountain Valley Community Bank merged with and became a division of The Piedmont Bank located in Norcross, Georgia.
