For 2026, the USDA loan ceiling in Orwigsburg, within Schuylkill county, PA, is $336,500. By contrast, the FHA limit for a single-family residence is $472,030.
Leverage the Lendersa® USDA loan calculator to compare current USDA and FHA rates, and determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side to identify which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to swiftly connect you with the best USDA or FHA loan without the hassle. Choose from one of three starting options to find matching lenders and explore USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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