USDA Vs. FHA Pro and Con comparison in Lynn, Lehigh County, PA

As of 2025, the USDA loan ceiling in Lynn, part of Lehigh County, PA, is set at $336,500. Comparatively, the FHA loan limit for a single-family residence stands at $472,030. Being aware of these figures is crucial for guiding your financial plans toward homeownership.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates, helping you assess necessary income, credit standards, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides insights into USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best fit for your financial needs in . This detailed comparison simplifies decision-making.

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2025 Loan Limits and Down Payment Details in Lynn, Lehigh County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Lynn, PA

The aim of Lendersa® is to secure the most efficient USDA or FHA loan for you promptly and without hassle. Opt for one of three initial pathways to find matching lenders and fitting USDA loan programs tailored to your requirements.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, insured by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas and stands apart from FHA loans which require a minimum 3.5% down payment, by requiring no down payment at all. This makes USDA loans particularly attractive for eligible buyers in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Prosperity Co
  • 1730 Park Street, Suite 200A, Naperville, IL, 60563
  • "Prosperity Co. is a Massachusetts Foreign Corporation filed On August 13, 2021. The company's File Number is listed as 001526020. The Registered Agent on file for this company is Yang Liu and is located at 75 Tyler Rd, Weston, MA 02493. The company's principal address is 1730 Park St, Suite 200a, Naperville, IL 60563."
  • Top Performers Financial Services Inc
  • 1300 Iroquois Avenue, Suite 275, Naperville, IL, 60563
  • Top Performers Financial Services, Inc is committed to helping you find the right mortgage product for your needs. We understand that every mortgage company is different, and we offer a variety of products to meet your individual requirements. Our staff can provide a personable experience for your unique and individual situation.
  • Professional Mortgage Solutions Inc
  • 1776 Legacy Circle, Naperville, IL, 60563
  • Our mortgage team members give you the personal attention you deserve and treat you with the respect due a valued customer. You are making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So here's our commitment to you: we will help you qualify, apply and be approved for the ideal mortgage loan for you
  • First Midwest Bank
  • 1777 N. Cedar Lake Rd, Round Lake, IL, 60073
  • We are a relationship-based bank with ideas to drive your business forward. We live and work in the communities we serve, so our bankers understand the local market – and your industry. With $21.2B in assets, we have the resources to partner with our clients to provide customized solutions. Currently, we serve nearly 25, 000 commercial clients
  • Platinum FCU
  • 2035 Sugarloaf Cir, Duluth, GA, 30097
  • Platinum Federal Credit Union was founded in December 1999 to serve the financial needs of Shia Imami Ismaili Community Members. we are among the fastest growing credit union.Our mission is to provide convenient sources of credit and other financial services to allow our members to accomplish their financial goals
  • PRIMATA Mortgage LLC
  • 11555 Medlock Bridge Rd, Suite 100, Johns Creek, GA, 30097
  • We have been making property ownership dreams comes true for many families for many years and we are passionate about what we do. We believe ownership positions you for wealth creation. The key is understanding that a mortgage is a tool that can be leveraged to position you advantageously, and with the right mortgage strategy you can build wealth.
  • Prime Home Loans Inc
  • 2444 Highway 120, Suite 101, Duluth, GA, 30097
  • Prime Home Loans Inc Founded in 2004 offers the most efficient and the simplest way to getting a mortgage. Getting your mortgage approved is very similar to an artistic drawing. We gather all the required documents to really help you get the clear picture on a product that can fit your needs.
  • Integrity Capital Loans LLC
  • 11555 Medlock Bridge Road, Suite 100, Johns Creek, GA, 30097
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Georgia United Credit Union
  • 6705 Sugarloaf Parkway, Duluth, GA, 30097
  • Georgia United Credit Union is an award-winning financial institution. Established in 1958, Georgia United is ranked as one of the largest and strongest credit unions in Georgia. We have locations across Georgia and 100, 000 surcharge-free ATMs across the globe. As a not-for-profit financial institution,